Credit/page/4 news and trends

Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces
Artificial Intelligence // September 10, 2026

Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said in a Thursday (Sept. 10) press release. Get the Full Story Complete the form to...

Americans Add $18 Billion in Credit as Borrowing Accelerates
Credit Cards // September 09, 2026

Households added more credit in July across cards and long-term loans, extending the financial obligations that will compete with other spending in the months ahead. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Surprise Bills Test the Value of Subprime Credit
Consumer Finance // September 09, 2026

Watch more: Need to Know With Concora Credit’s Jason Tinurelli Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Citadel CEO Says Small Business Lending Starts Before the Application
Credit Unions // September 04, 2026

Watch more: Need to Know With Citadel Credit Union’s Bill Brown Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Interviews & Exclusives
Study Finds Credit Card Loyalty Is More Fragile Than It Looks

September 14, 2026
A credit card can go from first choice to forgotten backup faster than an issuer can say “statement credit.” Once the wallet changes order, the next purchase often follows the new leader. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Surprise Bills Test the Value of Subprime Credit

September 09, 2026
Watch more: Need to Know With Concora Credit’s Jason Tinurelli Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Citadel CEO Says Small Business Lending Starts Before the Application

September 04, 2026
Watch more: Need to Know With Citadel Credit Union’s Bill Brown Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Debit Dominates as Low-Income Consumers Guard Cash Flow

September 03, 2026
For merchants selling to low-wage consumers, the competition isn’t simply over who offers the lowest price. It’s over whether the purchase can clear a tight household budget in the first...

Quick Reads
Experian Deploys Real-Time AI Decisioning Across Lending Marketplaces

September 10, 2026
Experian has added an artificial intelligence-enabled decisioning engine called Experian Activate to its consumer comparison shopping platform for credit cards, personal loans and car insurance, Experian Marketplace, the company said in a Thursday (Sept. 10) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all […]

Fed Governor Points Lenders Toward Second-Chance Borrowers

September 02, 2026
Federal Reserve Gov. Michael Barr is urging lenders to look beyond conventional credit histories when evaluating consumers and entrepreneurs with criminal records, pointing to cash-flow underwriting, alternative financial data and...

Block Lets Lenders Access Cash App Credit Insights

September 01, 2026
Block says it is opening its Cash App score to external lenders for the first time. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

TransUnion Overhauls Credit Scoring System for UK Consumers

August 26, 2026
TransUnion says it is modernizing the way it calculates U.K. consumers’ credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...