Credit/page/5 news and trends

JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
Loans // March 11, 2026

JPMorgan marked down the value of loans to software companies in the portfolios of private credit lenders, the Financial Times reported Tuesday (March 10), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

The Next Battle in Credit Won’t Be for Top of Wallet
Credit Cards // March 11, 2026

The credit industry has spent decades competing for something consumers were never actually optimizing for. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Propel Secures $150 Million for FreshLine Consumer Credit Product
Alternative Credit // March 10, 2026

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Loans // March 05, 2026

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at the risks embedded within that lending class. Get the Full Story Complete the form to...

Interviews & Exclusives
Private Credit’s Gold Rush Draws Regulators and Bank Warnings

March 05, 2026
Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at the risks embedded within that lending class. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all […]

Planned Purchases Rise as Financial Stress Eases, Study Finds

February 23, 2026
Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat

February 12, 2026
A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and PYMNTS Intelligence data showed just...

Credit Data Shows Spending Discipline as Card Balances Rise

February 06, 2026
The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday purchases. Get the Full Story...

Quick Reads
Experian Simplifies Credit Scores for UK ChatGPT Users

March 13, 2026
ChatGPT users in the United Kingdom can now learn about credit scores with insights from Experian data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree […]

JPMorgan Marks Down Software Loans Amid Fears of AI Disruption

March 11, 2026
JPMorgan marked down the value of loans to software companies in the portfolios of private credit lenders, the Financial Times reported Tuesday (March 10), citing unnamed sources. Get the Full...

TransUnion Reports Subprime Borrowers Drive Lending Surge

February 19, 2026
Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Get the Full Story Complete the form to unlock...

AmEx Debuts Flexible Payments for Small Businesses

February 05, 2026
American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...