Credit/page/5 news and trends

Small Businesses Grow Choosier About Credit
SMBs // July 31, 2026

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

60 Million Workers Rethink What’s Worth Buying
Consumer Insights // July 31, 2026

A dollar can only stretch so far. For 60 million Labor Economy workers, each trip to the checkout can involve hard choices about what to buy, how to pay and what to leave behind. Get the Full Story Complete the form to unlock this article...

Banks Move Credit Decisions to the Transaction Level
Artificial Intelligence // July 31, 2026

For most of modern banking, credit and commerce have occupied separate systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Method Debuts Tool to Keep Lenders and Borrowers Connected
Loans // July 30, 2026

Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Banks Move Credit Decisions to the Transaction Level

July 31, 2026
For most of modern banking, credit and commerce have occupied separate systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

D&B Helps Companies Act Earlier on Business Signals

July 20, 2026
Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun...

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories...

Quick Reads
Method Debuts Tool to Keep Lenders and Borrowers Connected

July 30, 2026
Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Card Delinquencies Creep Up as Consumers Rely More on Credit

July 26, 2026
American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Intuit Turns QuickBooks Into a Credit Hub for Small Businesses

July 22, 2026
Intuit has debuted a new small business-focused credit card in collaboration with Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Fed Data Shows Consumer Credit Applications at 5-Year High

July 20, 2026
New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...