Credit/page/3 news and trends

The Real Bank Earnings Story Was the AI Spending Boom
Banking // July 15, 2026

The second quarter produced another round of strong earnings from the nation’s largest banks, and executives spent as much time discussing artificial intelligence, digital delivery and technology investment as they did revenue, expenses and capital ratios. Get the Full Story Complete the form to unlock...

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
BNPL // July 14, 2026

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg reported Tuesday (July 14), citing unnamed sources. Get the Full Story Complete the form to...

Dimon Says AI Will Make Banking Better and Tougher
Earnings // July 14, 2026

It’s all about the consumer and artificial intelligence, even on a day when five big banks were tracking record-setting earnings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Is Revolving Credit Cooling or Simply Catching Its Breath?
Economy // July 08, 2026

Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Interviews & Exclusives
Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Banks Gain New Fraud Tools as House Panel Advances Payments Bills

June 30, 2026
The House Financial Services Committee on Tuesday (June 30) advanced a package of legislation that would give banks greater flexibility to combat payments fraud, expand the types of payment histories...

Agentic Credit Helps Banks See Stability Behind Uneven Income

June 29, 2026
For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce...

Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay

June 23, 2026
A notable shift is showing up in the finances of subprime consumers: fewer of them are regularly carrying credit card balances month after month, suggesting a group often seen only...

Quick Reads
Anthropic Seeks Billions of Dollars in New Credit Amid IPO Preparations

July 16, 2026
Anthropic is arranging credit lines worth billions of dollars, adding to a $2.5 billion, five-year revolving credit facility it received last year, The Information reported Wednesday (July 15), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth

July 14, 2026
Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg...

Private Credit Attracts Institutional Investors as Retail Clients Depart

July 06, 2026
Institutional investors are reportedly pumping billions of dollars into private credit funds. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

BNPL Pushes Private Credit Deeper Into Consumer Risk

June 29, 2026
The worlds of private credit and buy now, pay later (BNPL) loans are increasingly interlinked. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...