Experian has launched a self-service digital onboarding platform designed to provide small-volume U.S. lenders with streamlined access to consumer credit reports. The new Experian Express enables small lenders such as community banks and credit unions to digitally credential, onboard and access these credit reports through...
Consumer credit is entering a new phase—one shaped by rising demand for flexibility, personalization and real-time control. As installment plans and hybrid repayment models become more common, issuers are seeing renewed momentum. However, the ability to capture that growth increasingly depends on whether the underlying...
Equifax on Thursday (Oct. 16) launched Equifax Ignite AI Advisor, a generative AI solution that helps lenders analyze portfolio performance, identify growth opportunities, and improve decision making through conversational data insights, according to a company press release. Built on the Equifax Cloud and powered by...
Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. According to a recent report, “Embedded Lending: From the Lender’s Perspective,” commissioned by Visa and produced by PYMNTS, embedded lending involves integrating credit tools...
May 19, 2025
Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. According to a recent report, “Embedded Lending: From the Lender’s Perspective,” commissioned by Visa and produced by PYMNTS, embedded lending involves integrating credit tools directly into a merchant or provider’s platform, allowing borrowers to […]
August 11, 2023
With change comes challenge, but with challenge comes opportunity. As 2023 marches on, much of the initial doom and gloom-fueled skepticism around how the year would play out has abated,...
April 11, 2023
As inflation rises and recession looms, consumers are anxious about their finances. With 48% of consumers less likely to take out a loan since interest rates have increased, banks must...
August 29, 2017
The final payday lending rules are coming, but reporting by The Wall Street Journal over the weekend suggests that they may not take quite the toll on the lending industry as once thought. The Consumer Financial...
July 30, 2026
Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. “Where other attempts at offering this product have relied on periodic data pulls, manual batch uploads or customers maintaining account connections, Method’s Portfolio Intelligence monitors continuously,” the company said in a Thursday (July 30) news release. “After a borrower consents […]
April 07, 2026
Experian has launched a self-service digital onboarding platform designed to provide small-volume U.S. lenders with streamlined access to consumer credit reports. The new Experian Express enables small lenders such as...
October 16, 2025
Equifax on Thursday (Oct. 16) launched Equifax Ignite AI Advisor, a generative AI solution that helps lenders analyze portfolio performance, identify growth opportunities, and improve decision making through conversational data...
March 04, 2024
Nova Credit has introduced its Nova Credit Platform, which is aimed at transforming how lenders manage and analyze consumer credit data. This new platform provides a means for easy integration, efficient management...
