Lenders news and trends

As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
Payments Innovation // March 03, 2026

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Equifax Launches Ignite AI Advisor to Help Lenders Make Data-Driven Decisions
artificial intelligence // October 16, 2025

Equifax on Thursday (Oct. 16) launched Equifax Ignite AI Advisor, a generative AI solution that helps lenders analyze portfolio performance, identify growth opportunities, and improve decision making through conversational data insights, according to a company press release. Get the Full Story Complete the form to...

Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds
SMBs // May 19, 2025

Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

BNPL Firms Ask for 5 More Months to Prepare for CFPB Rules
BNPL // July 17, 2024

The end of the month is speeding toward the buy now, pay later (BNPL) industry — and with it, new rules and regulations regarding consumer disputes and new operational burdens in the drive toward compliance. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
Nearly Half of SMB Lenders Overlook Embedded Opportunity, Study Finds

May 19, 2025
Many lenders appear to be significantly underestimating the burgeoning opportunity presented by embedded lending, potentially ceding market share and bottom-line growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Lenders and Merchants Must Diversify to Compete in Shifting Credit Landscape

August 11, 2023
With change comes challenge, but with challenge comes opportunity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Lending Is Ripe for an Instant Disbursements Transformation

April 11, 2023
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CFPB’s Change Of Payday Lending’s Heart?

August 29, 2017
The final payday lending rules are coming, but reporting by The Wall Street Journal over the weekend suggests that they may not take quite the toll on the lending industry as once thought. The Consumer Financial...

Quick Reads
Experian Streamlines Credit Report Access for Small Lenders

April 07, 2026
Experian has launched a self-service digital onboarding platform designed to provide small-volume U.S. lenders with streamlined access to consumer credit reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Equifax Launches Ignite AI Advisor to Help Lenders Make Data-Driven Decisions

October 16, 2025
Equifax on Thursday (Oct. 16) launched Equifax Ignite AI Advisor, a generative AI solution that helps lenders analyze portfolio performance, identify growth opportunities, and improve decision making through conversational data...

Nova Credit Launches Alternative Credit Data Platform for Lenders

March 04, 2024
Nova Credit has introduced its Nova Credit Platform, which is aimed at transforming how lenders manage and analyze consumer credit data.  Get the Full Story Complete the form to unlock this article...

Regulators Worry as Banks’ Debt to Shadow Lenders Tops $1 Trillion

February 11, 2024
American lenders have loaned so-called “shadow banks” more than $1 trillion, and regulators are worried. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...