Featured News news and trends

Gen Z Turns Credit Building Into a Financial Power Move
Credit Cards // November 07, 2025

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...

60% of Debit Cardholders Turn Direct Deposit Into Loyalty
Loyalty & Rewards // November 07, 2025

For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on the other side of the ledger: debit. Get the Full Story Complete the form to unlock this article and enjoy...

FinTech IPO Index Dips 1.6% as Earnings Weigh on Upstart and Oportun
Fintech Investments // November 07, 2025

Earnings were everywhere this past week, and for the FinTech IPO Index, quarterly reports dominated the headlines as platforms weighed in with revenues and commentary about consumer and enterprise spending and lending. Get the Full Story Complete the form to unlock this article and enjoy...

Levchin Touts ‘Network Effects’ as Affirm Card Volumes Surge 135%
Buy Now Pay Later // November 06, 2025

Affirm opened fiscal 2026 with a first quarter marked by record volumes, profitable growth and an extended partnership with Amazon, which has now been given an additional five years (to January 2031). Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
Healthcare Providers Strengthen Resilience by ‘Thinking Slow, Acting Fast’

November 07, 2025
Uncertainty rippling through the economy, from the government shutdown to trade tensions, is putting pressure on every industry. Few feel it more acutely than healthcare. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, […]

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

60% of Debit Cardholders Turn Direct Deposit Into Loyalty

November 07, 2025
For years, credit cards have monopolized the loyalty market. But as younger consumers trade borrowing for budgeting, the most meaningful shift may be happening on the other side of the...

FinTech IPO Index Dips 1.6% as Earnings Weigh on Upstart and Oportun

November 07, 2025
Earnings were everywhere this past week, and for the FinTech IPO Index, quarterly reports dominated the headlines as platforms weighed in with revenues and commentary about consumer and enterprise spending...

Quick Reads
POS Systems Become the New Nerve Center for SMB Operations

October 23, 2025
Small business owners are the backbone of local economies, sustaining communities one transaction at a time. They are often small teams, sometimes just a few people wearing many hats, balancing customer service, operations and accounting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Open Banking Shaken by Market-Regulation Clash

August 25, 2025
Open banking in the United States is in flux, characterized by fragmented private efforts and escalating bank-FinTech tension, while Europe evolves under regulation-driven market frameworks. Get the Full Story Complete...

CFPB HQ Shuts Down as Vought Freezes Enforcement

February 09, 2025
The Consumer Financial Protection Bureau’s (CFPB) new boss has put a hold on consumer protections. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Founder Interview: Behavioral Analytics Makes the ROI Case for Banks’ Scam-Fighting Efforts

November 20, 2024
The fraudsters come in droves, inundating would-be victims across all manner of attack vectors, from phishing scams to bots. And in the process there’s a significant amount of information being...