Pay later providers competing on monthly payment size, total cost and interest-free terms face different definitions of an attractive offer — even among households with children. Monthly payment amount is the leading consideration for 34% of married parents, according to PYMNTS Intelligence’s “The Family Factor:...
September gave consumers lower prices on appliances, furniture and some food categories. It also gave them a 9.1% increase in gasoline prices. The Consumer Price Index rose 0.6% in September on a seasonally adjusted basis and 3.7% from a year earlier. During the third quarter,...
For millions of Americans living paycheck to paycheck, the hardest part of managing money may be reaching the point where there is nothing left to cut. New PYMNTS Intelligence research finds that consumers with no room to reduce essential spending are far more likely to...
Running short of money before the next paycheck can force a consumer into making choices: let the checking account go negative, delay a bill, carry a card balance or seek additional credit. Consumers making those choices are also more likely to encounter future difficulty accessing...
October 29, 2026
A smaller savings balance can send the same warning to a bank while concealing very different problems for the customer. For some consumers, everyday bills are absorbing more money. For others, the income that supported their budget has fallen. The May 2026 Generational Pulse Report from PYMNTS Intelligence, “Inside the Cutback Economy: How Age, Behavior […]
October 26, 2026
Pay later providers competing on monthly payment size, total cost and interest-free terms face different definitions of an attractive offer — even among households with children. Monthly payment amount is...
October 13, 2026
For millions of Americans living paycheck to paycheck, the hardest part of managing money may be reaching the point where there is nothing left to cut. New PYMNTS Intelligence research...
October 08, 2026
Consumers are entering the final months of the year less worried about losing their jobs, more worried about prices and less confident about where their household finances are headed. The...
August 13, 2026
Citi’s U.S. Consumer Cards business plans to expand its customer engagement and commerce media capabilities by acquiring Kard Financial, a commerce media and rewards platform for banks and FinTechs, Citi said in a Thursday (Aug. 13) press release. The transaction is subject to customary closing conditions, and the companies will continue to operate as independent organizations until […]
July 20, 2026
New Federal Reserve data show consumer credit applications reached a nearly-five-year high in June. In the latest edition of its Survey of Consumer Expectations Credit Access Survey, released Monday (July 20), the Federal Reserve...
May 07, 2026
Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a credit history. This is the...
April 28, 2026
Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that President Donald Trump called for...
