What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard products, typically involves a soft credit pull that doesn’t affect a consumer’s credit score, takes seconds to apply for at...
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not always capture. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
June 02, 2026
What U.S. consumers ask of their credit cards has changed. For financially stressed households, it has little to do with rewards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]
May 28, 2026
Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard products, typically involves a soft...
May 22, 2026
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not always capture. Get the Full...
May 01, 2026
Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds in transit. Get the Full...
May 07, 2026
Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]
April 28, 2026
Sen. Elizabeth Warren, D-Mass., wrote a letter to bank regulators asking if they plan to enforce a temporary 10% cap on credit card interest rates that President Donald Trump called for...
March 16, 2026
The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank of New York. Get the...
February 09, 2026
MrBeast is deepening his involvement in the financial services sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
