Credit Scores news and trends

Experian Lets UK Consumers Check Credit Through ChatGPT
Artificial Intelligence // August 20, 2026

Experian says its U.K. customers can now access their credit scores within OpenAI’s ChatGPT. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation
Consumer Finance // March 24, 2026

U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

26% Seek New Credit Cards to Build or Improve Credit Scores
Credit Cards // January 26, 2026

A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions rather than experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Gen Z Turns Credit Building Into a Financial Power Move
Credit Cards // November 07, 2025

For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...

Interviews & Exclusives
26% Seek New Credit Cards to Build or Improve Credit Scores

January 26, 2026
A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions rather than experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

Gen Z Turns Credit Building Into a Financial Power Move

November 07, 2025
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great...

CFPB Corrects ‘Invisible’ Count as Millions Struggle to Shake Credit Limbo

July 03, 2025
The Consumer Financial Protection Bureau (CFPB) reports that the ranks of the “credit invisibles” in the U.S. have thinned. Get the Full Story Complete the form to unlock this article...

25% of Subprime Consumers Use Credit for Nonessentials to Improve Credit Score

May 20, 2025
Contrary to perceptions of financial irresponsibility, a significant portion of subprime borrowers actively and strategically use credit to improve their financial standing, revealing an underserved market segment with a strong...

Quick Reads
Block Lets Lenders Access Cash App Credit Insights

September 01, 2026
Block says it is opening its Cash App score to external lenders for the first time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to […]

Experian Lets UK Consumers Check Credit Through ChatGPT

August 20, 2026
Experian says its U.K. customers can now access their credit scores within OpenAI’s ChatGPT. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

FICO’s Mortgage Pricing Targeted in Senator’s Investigation

March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Experian to Launch Credit Score in UK That Includes Rental Payments

November 03, 2025
Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full...