Loans 2 news and trends

Upstart Loan Originations Jump 50% as It Preps Bank Launch
Earnings // August 05, 2026

Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

LoanDepot Q2 Revenue Jumps 18% on Home Equity Expansion
Earnings // August 04, 2026

LoanDepot’s recent expansion into home equity lending paid off in the second quarter, driving unit volume growth of 25% and revenue growth of 18% compared to the first quarter, the company said in a Tuesday (Aug. 4) press release. Get the Full Story Complete the...

Small Businesses Grow Choosier About Credit
SMBs // July 31, 2026

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Oregon Says BNPL Providers Need State Lending Licenses
BNPL // July 29, 2026

Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
Banks Built 2 Doors and Left the Middle Locked Out

July 21, 2026
Watch more: The Digital Shift | i2c | Dan Hanks Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

Lithic and Mastercard Make SMB Loans Ready to Spend

July 20, 2026
Watch more: Live Roundtable With Mastercard’s Ginger Siegel and Lithic’s Nikil Konduru Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

51% of BNPL Users Use It Because They Have To

July 01, 2026
The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get the Full Story Complete the...

Agentic Credit Helps Banks See Stability Behind Uneven Income

June 29, 2026
For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce...

Quick Reads
Upstart Loan Originations Jump 50% as It Preps Bank Launch

August 05, 2026
Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

LoanDepot Q2 Revenue Jumps 18% on Home Equity Expansion

August 04, 2026
LoanDepot’s recent expansion into home equity lending paid off in the second quarter, driving unit volume growth of 25% and revenue growth of 18% compared to the first quarter, the...

Oregon Says BNPL Providers Need State Lending Licenses

July 29, 2026
Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Resilient Shoppers and Confident Small Businesses Drive Enova Lending to Record High

July 23, 2026
Online lender Enova International saw improvements in both originations and credit during the second quarter, with consumer spending remaining resilient and small businesses optimism increasing, Enova CEO Steve Cunningham said during a Thursday...