The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. Get the Full Story Complete the form to unlock...
Small and medium-sized businesses (SMBs) ended 2025 sharpening their demand and reliance on platform-based working capital. Earnings disclosures indicate that those balances grew meaningfully year over year across major commerce ecosystems. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
FinTech company Avant closed a $200 million personal loan securitization that it said it expects to provide over $500 million in financing capacity over its 24-month life. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
The European Central Bank is reportedly examining the risks banks face from the AI sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
March 05, 2026
Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are taking a closer look at the risks embedded within that lending class. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all […]
January 27, 2026
For much of modern consumer finance, underwriting has relied on static credit files that offer a delayed view of financial behavior. Those bureau-based models, Block Chief Risk Officer Brian Boates...
January 23, 2026
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to...
November 19, 2025
Buy now, pay later (BNPL)’s rapid expansion across retail, travel, healthcare and even everyday essentials has made it one of the fastest-growing credit products in the United States, but its...
March 03, 2026
The Office of the Comptroller of the Currency (OCC) issued final rules Tuesday (March 3) rescinding its Fair Housing Home Loan Data System regulation and simplifying licensing requirements for corporate activities and transactions involving community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS […]
March 02, 2026
FinTech company Avant closed a $200 million personal loan securitization that it said it expects to provide over $500 million in financing capacity over its 24-month life. Get the Full...
February 23, 2026
The European Central Bank is reportedly examining the risks banks face from the AI sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
February 19, 2026
Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Get the Full Story Complete the form to unlock...
