Small Business Finance news and trends

Main Street Mainstays Could Use a Leg Up on Small Business Saturday
SMBs // November 24, 2023

The holiday weekend is here. And, as has been seen over more than a decade, Small Business Saturday, a mainstay of the retail landscape initially promoted by American Express and now tied to the U.S. Small Business Administration, is here again. Last year the “shop...

Working Capital Deserts on Main Street Challenge Small Business Survival
SMBs // October 02, 2023

Access to business financing is crucial for small and medium-sized businesses (SMBs) on Main Street — firms generating less than $10 million in annual revenue and having physical locations from which they conduct their business within core commercial districts of cities or towns. But according...

Philly Fed Data Offers Snapshot of Main Street Small Business Funding Pressures
Economy // September 21, 2023

The Philadelphia Federal Reserve’s September Manufacturing Business Outlook Index offers up a monthly survey of manufacturers’ current business conditions and their outlook on what’s to come. And as such, the Index serves as a snapshot of Main Street sentiment, at least in one corner of...

Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
SMBs // September 08, 2023

Access to business financing is crucial for Main Street small and medium-sized businesses (SMBs). But while a significant share of these small businesses across all revenue tiers have access to business funding sources, about 30% of those with less than $150,000 in annual revenue have...

Interviews & Exclusives
Working Capital Deserts on Main Street Challenge Small Business Survival

October 02, 2023
Access to business financing is crucial for small and medium-sized businesses (SMBs) on Main Street — firms generating less than $10 million in annual revenue and having physical locations from which they conduct their business within core commercial districts of cities or towns. But according to PYMNTS Intelligence research, only 39% of these SMBs have […]

Visa’s Kevin Phalen: Making The Case For B2B Payments’ Innovation Progress

September 17, 2019
Checks. Spreadsheets. Mounds of paper. Opaque payments moving sluggishly across borders and between banks. There is a mountain of friction in commercial payments today that seems to have held the...

The ‘Holy Grail’ Of Small Biz Cash Flow

May 31, 2017
Only a small portion of micro-businesses will graduate to become small businesses, never mind medium-sized businesses. And yes, that’s partly because many of these businesses will fail. But according to...

Tech Brings Cash Forecasting Power To Small Biz

October 19, 2016
Cash flow forecasting technology was once only for the massive enterprise, with resources aplenty to invest in such tools and the internal expertise to understand the complexity of it all....

Quick Reads
Australia Unlikely To Expand Borrower Protections To SMBs

October 01, 2018
Business lending in Australia probably won’t face tougher loan regulation when it comes to small business loans. “The evidence and submissions provided to the commission did not reveal any great appetite to change the legal framework,” Commissioner Kenneth Hayne said in his interim report, according to the Australian Financial Review. “In particular, I did not […]

Barclays Next To Tap Into FinTech With MarketInvoice Investment

August 03, 2018
Barclays is the next traditional financial institution to strike a partnership with an alternative lender, announcing Thursday (Aug. 2) that it has invested in small business lending platform MarketInvoice. An...

Fundera Says Mixing Personal, Business Expenses All-Too-Common

July 31, 2018
Small business financing company Fundera released the results of a survey assessing how entrepreneurs make purchases for their companies. WTOP said on Monday (July 30) that Fundera’s report revealed how common...

Why U.S. Corporations Remain Optimistic Amid So Much Uncertainty

July 26, 2018
Trade disputes and other features of rising global uncertainty aren’t enough to deter U.S. corporations from remaining optimistic, according to the New York Times. Reports this week highlighted the National...