Small Business Loans news and trends

Ant International’s Bettr Launches Small Business Financing Solution in Brazil

March 18, 2025
small business owner
CredibleX to Integrate Mastercard’s Small Business Credit Analytics
SMBs // March 13, 2025

CredibleX said Wednesday (March 12) that it will integrate Mastercard’s Small Business Credit Analytics (SBCA) into its embedded financing platform. This integration will enable CredibleX to improve financial inclusion for small to medium-sized businesses (SMBs) across the United Arab Emirates (UAE), the companies said in...

Enova Sees ‘Stable’ Nonprime Consumer Credit, Small Business Trends
Earnings // February 04, 2025

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. The FinTech uses machine learning and digital channels to extend its loans, including to subprime and near-prime borrowers. CEO David Fisher...

Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
SMBs // November 14, 2024

Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates credit options directly into purchase platforms, offers a fast and convenient solution. But a key element of embedded lending is the need for SMBs to share...

Lend, Don’t Break: How Mid-Size Banks Can Overcome Digital Lending Growing Pains
Digital-First Banking // November 07, 2024

Throughout their history, mid-sized banks have served as a lifeline for local businesses across America. These financial institutions (FIs) — including community banks, regional banks, digital-only banks and credit unions — foster deep customer-banker relationships with the small- to medium-sized businesses (SMBs) they know best,...

Interviews & Exclusives
Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines

November 14, 2024
Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates credit options directly into purchase platforms, offers a fast and convenient solution. But a key element of embedded lending is the need for SMBs to share their financial data in real time — something many businesses […]

Small Business, Banks Embrace Credit Alternatives

March 21, 2024
Banks — the stalwarts of traditional lending — are finding new channels and conduits to getting capital to borrowers, across alternative channels, and with FinTech collaborations forged and expanded. Alternative...

Galileo, Mastercard Team on Smart BNPL for Small Businesses

October 05, 2023
David Feuer, chief product officer of Galileo Financial Technologies, told PYMNTS that the current financial services landscape is a challenging one for smaller firms — and especially so for the...

Why The Goldman-Amazon Bet On SMB Loans Is No Sure Thing

February 03, 2020
In the platform economy, scale matters. And in leveraging Amazon’s scale as a platform — with millions of small to medium-sized businesses (SMBs) and even micro-sized businesses hawking pretty much...

Quick Reads
Ant International’s Bettr Launches Small Business Financing Solution in Brazil

March 18, 2025
Ant International’s artificial intelligence (AI)-driven lending business, Bettr, has officially launched in Brazil and will work with local partners to expand lending to small and medium-sized businesses (SMBs). The company’s first partnership in Brazil is with eCommerce marketplace AliExpress, the companies said in a Monday (March 17) press release. Together, the companies are rolling out […]

CredibleX to Integrate Mastercard’s Small Business Credit Analytics

March 13, 2025
CredibleX said Wednesday (March 12) that it will integrate Mastercard’s Small Business Credit Analytics (SBCA) into its embedded financing platform. This integration will enable CredibleX to improve financial inclusion for...

Small Business Administration Unveils Lower-Cost Debt Refinancing Program

October 01, 2024
The White House says it has made it easier for small businesses to refinance debt. The Small Business Administration (SBA) announced a rule change Tuesday (Oct. 1) to its 504 Loan Program, which...

Following Court Orders, CFPB Extends Small Business Lending Rule Deadlines

June 25, 2024
The Consumer Financial Protection Bureau (CFPB) has extended the compliance dates for its small business lending rule pursuant to court orders. A federal court in Texas stayed the rule last year, pending...