Banking 2 news and trends

New Community Banks Face a $20 Million Starting Line
Banking // September 18, 2026

Before 2008, new banks routinely entered the U.S. banking system by the dozens each year. Since 2010, they have appeared at a rate of fewer than six a year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Ant International Unveils 100 Products to Drive Agentic Financial Operations
Artificial Intelligence // September 18, 2026

Ant International has announced an artificial intelligence-native financial stack that includes nearly 100products across payment, account, foreign exchange, treasury and growth operations, the company said in a Friday (Sept. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy...

Fed’s Bowman Challenges Social Media Story Behind SVB Collapse
Banking // September 18, 2026

Silicon Valley Bank’s collapse became shorthand for the digital bank run. Billions of dollars left quickly while warnings and speculation circulated online. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

State Regulators Give Banks an AI Exam Playbook as Federal Gap Persists
Artificial Intelligence // September 18, 2026

State banking regulators are giving financial institutions a clearer view of how examiners may assess artificial intelligence, including generative AI systems that remain outside federal model-risk guidance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
EverBank-WaFd Deal Bridges Banking’s Digital and Branch Divide

September 08, 2026
A merger between EverBank and WaFd pairs digital reach with a large branch network at a time when banks are finding value in customers who move readily between both. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Credit Union Card Loyalty Pays Off in Deposits

September 03, 2026
Credit unions typically treat card usage as a payment metric. More transactions produce more interchange revenue, more engagement and a greater return on the cost of issuing the card. Get...

How 21 Banks Changed the Conversation Around Stablecoins and Tokenized Deposits

September 01, 2026
Stablecoins and tokenized deposits can look deceptively similar from the perspective of a corporate user. Both can represent dollars digitally. Both can potentially settle around the clock. Both can support...

How Jack Henry, FIS and nCino Put Bank Modernization to Work

August 27, 2026
Earnings season is showing that bank modernization demand is landing in faster payments, cloud and digital banking, and artificial intelligence tools aimed at credit, fraud and other defined operating workflows....

Quick Reads
Avant Seeks National Bank Charter to Serve Customers Directly

September 18, 2026
FinTech company Avant filed an application to establish an insured national bank called Avant Bank, N.A., the company said in a Friday (Sept. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Ant International Unveils 100 Products to Drive Agentic Financial Operations

September 18, 2026
Ant International has announced an artificial intelligence-native financial stack that includes nearly 100products across payment, account, foreign exchange, treasury and growth operations, the company said in a Friday (Sept. 18)...

American Express Escalates Business Banking War With High-Yield Savings Launch

September 16, 2026
American Express launched a new high-yield Business Savings account as part of its strategy to add integrated financial solutions to Amex Business membership, the company said in a Tuesday (Sept....

Wells Fargo Adds Remittance Function to Mobile Banking App

September 16, 2026
Wells Fargo says it has brought its international money transfer service to its banking app. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...