Banking 2 news and trends

Davos Signals a Disciplined Era for AI in Banking and FinTech
Banking // January 20, 2026

At the World Economic Forum in Davos, global banking chiefs, FinTech leaders and regulators converged on a shared reality: AI is reshaping finance faster than institutions can adapt alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

U.S. Bancorp Says Payments Transformation Key to Q4 Earnings
Earnings // January 20, 2026

U.S. Bancorp said Tuesday (Jan. 20) that its payments transformation contributed to its achievement of record net revenue of about $7.4 billion during the fourth quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

KeyCorp Uses AI to Reinforce Lending Discipline as Credit Improves
Earnings // January 20, 2026

KeyCorp’s fourth-quarter results, released on Tuesday (Jan. 20), underscored a bank leaning into artificial intelligence (AI) and automation as tools of execution discipline, with an eye on wider transformation. Management framed technology spending as infrastructure that supports operating leverage as the franchise scales. Get the...

Mastercard and Moneythor to Help Personalize First Abu Dhabi Bank’s Digital Channels
Banking // January 19, 2026

Mastercard and Moneythor have partnered to add personalized experiences to First Abu Dhabi Bank’s (FAB’s) digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Interviews & Exclusives
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a collaboration between PYMNTS Intelligence and Trustly, examines why these users are more open to paying directly […]

7 in 10 Banks Increase Fraud Spending as Losses and Complexity Grow

January 19, 2026
Fraud is no longer just a cost line item for banks and payment firms. It is increasingly a force that shapes how institutions invest, modernize and compete. Get the Full...

Tokenized Deposits Mean the Demise of ‘End of Day’ Banking

January 16, 2026
Tokenization, and specifically, tokenized deposits, has seen growth in concrete use cases inside the banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Legal Expert Says Bank Charters Are Crypto’s Credibility Play

January 14, 2026
Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Quick Reads
U.S. Bancorp Says Payments Transformation Key to Q4 Earnings

January 20, 2026
U.S. Bancorp said Tuesday (Jan. 20) that its payments transformation contributed to its achievement of record net revenue of about $7.4 billion during the fourth quarter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Mastercard and Moneythor to Help Personalize First Abu Dhabi Bank’s Digital Channels

January 19, 2026
Mastercard and Moneythor have partnered to add personalized experiences to First Abu Dhabi Bank’s (FAB’s) digital channels. Get the Full Story Complete the form to unlock this article and enjoy...

PNC Says Automation Added 30 Points of Operating Leverage Since 2022

January 16, 2026
PNC Financial Services Group is fueling record investment in technology with the efficiencies it has gained through past deployments of automation and artificial intelligence (AI). Get the Full Story Complete...

White House Says Banks Could Offer New Kind of Credit Cards

January 16, 2026
White House National Economic Council Director Kevin Hassett said Friday (Jan. 16) that he expects big banks to offer “great new Trump cards.” Get the Full Story Complete the form...