Banking 2/page/4 news and trends

Nubank to Challenge US and Asian Banks With Lean Digital Model
Digital Banking // February 05, 2026

Nubank’s effort to get a banking license in the United States is part of a global expansion planned by the digital bank, Bloomberg reported Thursday (Feb. 5). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Industrial Loan Charters Take Center Stage as De Novo Banking Makes a Comeback
Banking // February 05, 2026

Treasury Secretary Scott Bessent used his House testimony Wednesday (Feb. 4) to spotlight an urgency for new bank formation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Bessent Proposes Unlimited Insurance for Business Checking Accounts
Bank Regulation // February 04, 2026

The House Financial Services Committee convened Wednesday (Feb. 4) for a marathon session on financial sector stability lasting roughly five hours, characterized by sharp ideological divides and procedural maneuvering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Santander to Expand in US by Acquiring Connecticut-Based Webster Bank
Acquisitions // February 03, 2026

Banco Santander plans to expand its presence in the United States by acquiring the holding company for Connecticut-headquartered Webster Bank for $12.2 billion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
Citi Argues Tokenized Deposits Belong at the Core of Finance

February 06, 2026
Watch more: The Digital Shift With Citi’s Biswarup Chatterjee Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Bessent Proposes Unlimited Insurance for Business Checking Accounts

February 04, 2026
The House Financial Services Committee convened Wednesday (Feb. 4) for a marathon session on financial sector stability lasting roughly five hours, characterized by sharp ideological divides and procedural maneuvering. Get...

Credit Unions Adjust to Technology Shifts While Prioritizing Members

February 03, 2026
Credit unions can find opportunity in navigating technology shifts and trends while keeping members at the center, Velera President and CEO Chuck Fagan writes in a new PYMNTS eBook, “2025’s Over/Under:...

Millennials and Gen Z Drive Earnings Growth Across Finance and Retail

February 02, 2026
Consumer spending among millennials and Generation Z is not merely holding up. It’s underwriting earnings growth across financial services and retail, while pulling daily financial life deeper into mobile channels....

Quick Reads
Nubank to Challenge US and Asian Banks With Lean Digital Model

February 05, 2026
Nubank’s effort to get a banking license in the United States is part of a global expansion planned by the digital bank, Bloomberg reported Thursday (Feb. 5). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Santander to Expand in US by Acquiring Connecticut-Based Webster Bank

February 03, 2026
Banco Santander plans to expand its presence in the United States by acquiring the holding company for Connecticut-headquartered Webster Bank for $12.2 billion. Get the Full Story Complete the form...

Stablecoin Rewards Remain Roadblock to Crypto Bill After White House Summit

February 03, 2026
Crypto market structure legislation remains stalled after a closed-door meeting at the White House failed to resolve differences over the payment of interest and other rewards on stablecoins, Reuters reported...

Nu Wins Conditional Approval for US National Bank Charter

January 29, 2026
Digital financial services giant Nu received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a new national bank in the United States, according to...