Spendability Emerges as the Next Test for Digital Assets

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and borrowing remained separate from spending. The amount borrowed determined the terms, while what customers actually purchased was irrelevant. Get the...

Real-time payments in South America have moved well beyond proof of concept. They’re becoming the financial backbone of entire economies, and the numbers speak for themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Europe’s push toward real-time payments has entered a new phase, defined not just by technology and consumer preferences but by sovereignty, regulatory force and competitive urgency. The institutions best positioned for what comes next are already moving. Get the Full Story Complete the form to...

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