Twelve Stories That Shaped Real-Time Payments in 2022

Twelve Stories That Shaped Real-Time Payments in 2022
Twelve Stories That Shaped Real-Time Payments in 2022
December 28, 2022  |  Real-Time Payments

Real-time payments provide value because knowing exactly when a payment will be received cannot be overstated. This is especially true for those with tight cash...

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Trusted ID Networks Offer Best Line of Defense Against Fraudsters
Trusted ID Networks Offer Best Line of Defense Against Fraudsters
December 28, 2022  |  Cybersecurity

Dynamic friction keeps the bad guys out, and trusted identity verification networks (ID networks) keep good customers transacting. Brad Wiskirchen, senior vice president and general...

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Credit Unions Set Sights on Financial Wellness for 2022
Credit Unions Set Sights on Financial Wellness for 2022
December 28, 2022  |  Credit Unions

For credit unions, helping consumers achieve financial wellness will be top-of-mind in 2023. But as Yvonne Stelpflug, senior vice president of Advisors Plus Consulting at...

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CarMax Says Consumers Want to Buy, Finance and Sell Their Cars Online
CarMax Says Consumers Want to Buy, Finance and Sell Their Cars Online
December 28, 2022  |  eCommerce

Online car buying, where digital tools handle the tedious stuff, is remaking automotive checkout experiences. This was the takeaway from a conversation for PYMNTS’ Commerce...

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EU Digital Wallets Want to Be More Than a Way to Pay
EU Digital Wallets Want to Be More Than a Way to Pay
December 28, 2022  |  Mobile

EU digital wallets are looking to be more than just payment apps. According to Markus Kilb, CEO at Swiss mobile wallet provider TWINT, the next...

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Instacart Valuation Cut for Fourth Time in 2022 
Instacart Valuation Cut for Fourth Time in 2022 
December 27, 2022  |  Delivery

Instacart has reportedly lowered its valuation by 20%, in what would be the 4th such reduction this year.  According to a report in The Information...

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Independent Restaurants Gear Up for Digital Innovation in 2023
Independent Restaurants Gear Up for Digital Innovation in 2023
December 27, 2022  |  ResTech

Independent restaurants are planning to add four new digital features next year amid economic concerns. By the Numbers Research from PYMNTS’ new study, “Main Street...

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Restaurants Hiring Even as QSRs Automate to Shrink Labor Costs
Restaurants Hiring Even as QSRs Automate to Shrink Labor Costs
December 27, 2022  |  ResTech

Even while restaurants’ hiring recovers, McDonald’s and other brands are automating to reduce headcount and labor costs. That restaurant hiring might lead to problems. This,...

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Subscription and Digital Commerce DTCs Seen Facing Continued Headwinds
Subscription and Digital Commerce DTCs Seen Facing Continued Headwinds
December 27, 2022  |  eCommerce

Direct-to-consumer subscription providers and digital commerce brands aren’t out of the woods yet. After a year of hardships and headwinds, those merchants betting on long-term...

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