Year: 2025

Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. That is the...

READ MORE >
The New Embedded Finance Playbook: Buy, Integrate, Scale
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025  |  B2B Payments

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which...

READ MORE >
Tariff Refund Could Pose ‘Administrative Problem’ for White House
Tariff Refund Could Pose ‘Administrative Problem’ for White House
December 21, 2025  |  Legal & Regulation

The Supreme Court is weighing the legality of the White House’s wide-ranging tariffs. But if the justices decide against the Trump administration, a ruling requiring...

READ MORE >
OpenAI ‘Compute Margin’ Doubles Over Nearly Two Years
OpenAI ‘Compute Margin’ Doubles Over Nearly Two Years
December 21, 2025  |  Artificial Intelligence

OpenAI has reportedly seen better margins from its paid offerings this year. A report Sunday (Dec. 21) from The Information — also cited by Bloomberg...

READ MORE >
EU Council Backs Online and Offline Digital Euros
EU Council Backs Online and Offline Digital Euros
December 21, 2025  |  CBDC

The EU Council has reportedly endorsed a new negotiating position for a digital euro. The council is now supporting the idea of a version of...

READ MORE >
Visa and Mastercard Settle ATM Fee Lawsuit for $167 Million
Visa and Mastercard Settle ATM Fee Lawsuit for $167 Million
December 21, 2025  |  Legal & Regulation

Visa and Mastercard will reportedly pay $167.5 million to settle a long-running ATM fee lawsuit. That’s according to a report Friday (Dec. 19) from Reuters,...

READ MORE >
Synapse Victims to Get $46 Million Repayment From CFPB
Synapse Victims to Get $46 Million Repayment From CFPB
December 21, 2025  |  Legal & Regulation

The CFPB has allocated $46 million to victims of Synapse Financial Technology’s collapse. The Consumer Financial Protection Bureau (CFPB) announced the payment from its Civil...

READ MORE >
Lawmakers Debut Plan to Update Tax Code for Stablecoin Payments
Lawmakers Debut Plan to Update Tax Code for Stablecoin Payments
December 21, 2025  |  Cryptocurrency

American lawmakers are developing a cryptocurrency tax framework that would cover stablecoin payments. The draft legislation, released Saturday (Dec. 20) by U.S. Rep. Max Miller,...

READ MORE >
Crypto Investors Weather ‘Treacherous’ Market as 2025 Closes
Crypto Investors Weather ‘Treacherous’ Market as 2025 Closes
December 21, 2025  |  Cryptocurrency

Cryptocurrency investors began the year in a festive mood, with prices hitting record highs.  Now, those same investors have little to celebrate as 2025 winds...

READ MORE >