pymnts Profile:
JP Morgan Chase (NYSE: JPM)
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking, Corporate & Investment Bank, Commercial Banking, and Asset & Wealth Management.
JPMorgan Marks One of the Earliest Blockchain-Based Debt Issuances
December 11, 2025
JPMorgan has successfully arranged a U.S. commercial paper issuance on the Solana blockchain. The issuance, performed for Galaxy Digital Holdings and purchased by Coinbase and Franklin Templeton, marks one of the ...Read moreJPMorganChase Says Jeff Bezos Is Among Advisers to Security and Resiliency Initiative
December 8, 2025
JPMorganChase said Monday (Dec. 8) that Jeff Bezos and Michael Dell will be among the 12 members of an external advisory council for its new Security and Resiliency Initiative (SRI) ...Read moreJPMorgan CEO Sees Consumers ‘Doing Fine’ Despite Job Troubles
December 7, 2025
The chief executive of America’s biggest bank says consumers continue to show resilience. This is in spite of a cooling job market and ongoing inflation, JPMorgan Chase CEO Jamie Dimon said ...Read moreHackers Hit ‘Necessary Plumbing’ of Big Bank Mortgage Operations
November 23, 2025
A cyberattack may have targeted data of some of America’s biggest banks. As The New York Times (NYT) reported Saturday (Nov. 22), the attack wasn’t on the banks themselves but on ...Read moreJPMorgan Fined Landmark $51 Million for AML Flaws in Germany
November 6, 2025
A German regulator has fined JPMorgan Chase $51 million for money laundering prevention deficiencies. Germany’s Federal Financial Supervisory Authority, otherwise known as BaFin, announced the apparently record fine Thursday (Nov. 6), saying the banking giant had ...Read moreJPMorgan Uses In-House Blockchain to Tokenize PE Fund
October 30, 2025
JPMorgan Chase is reportedly deepening its involvement in the world of digital tokens. Officials at the country’s largest bank told the Wall Street Journal (WSJ) Thursday (Oct. 30) that JPMorgan had ...Read moreJamie Dimon Says JPMorgan Chase Is ‘Looking At’ European and Latin American Banks
October 16, 2025
JPMorgan Chase is reportedly “looking at” banks in Europe and Latin America. Reuters reported that JPMorgan Chase CEO Jamie Dimon said this Thursday (Oct. 16), without specifying if he meant the ...Read moreJPMorgan CEO Sounds Alarm on Auto Market Bankruptcies
October 14, 2025
The CEO of America’s biggest bank has reportedly issued a warning regarding auto market bankruptcies. These bankruptcies, JPMorgan Chase CEO Jamie Dimon told reporters Tuesday (Oct. 14), are an indication that lending standards have become ...Read moreJPMorgan Grows India Presence to Speed Global Transfers
October 9, 2025
JPMorgan Chase & Co. is reportedly working to expand its operations in India. The bank is expanding its payment services in the country to help clients process and move money globally, ...Read moreFrank Founder Gets 7 Years for Defrauding JPMorgan
September 30, 2025
Startup founder Charlie Javice has been sentenced to seven years in prison for defrauding JPMorgan Chase. Javice, 33, had been convicted of fraud in March after being charged with overstating the customer base of ...Read more

No More Walled Gardens As Multicloud Agility Comes to Financial Services
December 1, 2025
For most of the past decade, the cloud landscape has resembled a giant, digital land grab. Hyperscalers fought for enterprise workloads one contract at a time, while the largest providers, with ...Read moreTCH’s Real-Time Payments Network Sets Record With 1.8 Million Daily Transactions
October 16, 2025
Consumers and businesses increasingly expect to send and receive money immediately. The latest evidence: The Clearing House (TCH) said Thursday that its Real-Time Payments network, the nation’s largest instant payments ...Read moreCoinbase App Enables Peer-to-Peer Payments with USDC Stablecoin
October 5, 2025
The Coinbase app now enables users to send the company’s stablecoin, USDC, to any recipient’s phone number, email, wallet address, Ethereum Name Service (ENS) or paylink. These peer-to-peer payments can be ...Read moreDeluxe Snaps Up CheckMatch from Kinexys by J.P. Morgan to Scale Payments Network
August 6, 2025
Watch more: Deluxe Snaps Up CheckMatch from Kinexys by J.P. Morgan to Scale Payments Network The check may not be dead, but the envelope is increasingly optional. Payments and data company Deluxe ...Read moreMastercard CEO Sees No Sign of Consumer Spending Slowdown
April 23, 2025
Mastercard CEO Michael Miebach said the payments giant is not seeing consumer spending slow down despite the consumer sentiment surveys indicating that people are worried about the economy. During a fireside ...Read moreJPMorgan Chase and Walmart Introduce Embedded Finance for Marketplace Sellers
March 24, 2025
JPMorgan Chase and Walmart reportedly partnered on an embedded finance solution that lets merchants selling products through the retailer’s marketplace platform accept and make payments and manage their cash flow. This offering is now available for ...Read more‘PayPal 2.0’ Aims at AI-Powered Commerce and B2B Expansion
February 25, 2025
PayPal Holding’s senior management laid out a strategy at its annual Investor Day on Tuesday (Feb. 25) that will bolster omnichannel efforts under its “unified commerce” approach, as CEO Alex ...Read moreCiti Sees Growth Ahead From ‘High-End’ Consumers
January 15, 2025
Citigroup’s fourth-quarter earnings results were part of a trend in banking reports Wednesday (Jan. 15), where consumer spending continued to drive momentum on cards, the macro backdrop was resilient, and, ...Read moreThis Week in Web3 Was All About Stablecoins
January 15, 2025
Fresh innovations are taking shape across the cryptocurrency and blockchain landscape. From stablecoins gaining traction as mainstream payment mechanisms to increasing regulatory scrutiny and advancements in blockchain interoperability, the industry’s evolution ...Read moreThe State of the Stablecoin as a Payment Mechanism
January 14, 2025
For years, crypto has had its adherents and investors. But it was never truly taken seriously by the traditional financial sector and its composite institutions, the U.S. regulatory desert aside. As ...Read more
Samsung and Barclays to Challenge Apple in Digital Wallets
November 11, 2025
Tech companies aren’t just going head-to-head with their devices. They’re about to have dueling consumer credit cards too. Samsung Electronics is preparing to launch its own credit card in the U.S. ...Read moreJPMorgan Says Consumers Are Resilient, Flags Tricolor Impact on Credit Losses
October 14, 2025
JPMorgan kicked off earnings season Tuesday (Oct .14) with third-quarter results that pointed to robust spending patterns from clients, some headwinds to savings, and a measurable impact from the bankruptcy ...Read moreConsumers Rethink Card Loyalty as Premium Fees Rise
October 6, 2025
Holders of premium credit cards are reportedly paring down the number of such cards they carry after recently announced increases in annual fees. These moves come after JPMorgan Chase raised its ...Read moreSubprime Consumer Resilience Tested as Earnings Season Approaches
October 3, 2025
Consumer spending in the United States has proven resilient through a volatile year, but cracks are emerging at the low end of the credit spectrum. With third-quarter earnings season beginning later ...Read moreData Shows Most Consumers Are Managing Credit Despite Pressures
August 8, 2025
The conventional wisdom is that consumers in the United States, burdened by debt, are trapped in a cycle of using credit to get what they need, and then juggling their ...Read moreGoldman’s Apple Card Partner Faces Uncertain Future
August 3, 2025
A deal between Apple and JPMorgan could reportedly leave a lesser-known company in the cold. As the Wall Street Journal (WSJ) reported Sunday (Aug. 3), CoreCard has helped provide Apple’s credit ...Read moreJPMorgan Chase and Apple Near Deal on Credit Card Partnership
July 29, 2025
JPMorgan Chase and Apple are reportedly close to reaching a deal in which the bank would become the tech giant’s credit card partner. The companies have been negotiating since early 2024, and ...Read moreNew Bank Credit Card Openings Drop for First Time in Over a Year
July 25, 2025
Banks are reportedly increasing their efforts to promote credit cards to higher-income consumers while raising the qualification requirements for lower-income ones. Overall, the number of new credit card openings dropped for ...Read moreJPMorgan’s Dimon Bullish on JPM Coin and Consumer Spending
July 15, 2025
JPMorgan released second-quarter earnings results Tuesday (July 15) that spotlighted a thus far negligible impact from tariffs. Chief Financial Officer Jeremy Barnum told analysts during a conference call that consumers and ...Read moreFunding Rounds and Walmart’s Credit Card Push Mark Busy Week for FinTech
June 13, 2025
Circle and Chime garnered the lion’s share of FinTech-focused headlines through the past several days, particularly those centered on Wall Street. However, there is a tailwind to early-stage financing of FinTechs ...Read more
Klarna Says Expanding Merchant Ecosystem Drives 20% Revenue Growth
August 14, 2025
Klarna’s year-over-year revenue growth accelerated to 20% in the second quarter, up from 15% in the first quarter, driven by its expanding merchant ecosystem and its engagement with consumers. The global ...Read moreEnterprises Embrace AI Assistants to Boost Productivity, Efficiency
June 5, 2025
From fast food chains and eCommerce companies to banks and law firms, AI assistants are becoming integral to business operations. Think ChatGPT but for internal company use. The rise of generative ...Read moreOnline Sales Muted as Consumers Rush to Buy Cars and TVs Ahead of Tariffs
April 16, 2025
As earnings season kicked off last week, JPMorgan’s CFO Jeremy Barnum said on the conference call with analysts that consumers had been front-loading their spending ahead of anticipated price increases ...Read moreBusinesses Begin Tacking On Fees in Response to Tariffs
April 13, 2025
Companies across industries have begun issuing new fees in response to U.S. tariffs. And with those fees, The Wall Street Journal (WSJ) reported Sunday (April 13), comes a message: Please don’t ...Read moreTrump’s Tariff Freeze: What Could Have Happened if They Stayed in Place?
April 10, 2025
Hate to say you read it here first, but here’s a prescient quote left on the cutting room floor from PYMNTS CEO Karen Webster’s interview with QED Investors partner Amias ...Read moreFragmentation Gives Way to Consolidation Across Pay-Later Landscape, Says Splitit CEO
April 2, 2025
The pay-later ecosystem has evolved through the past few years, with a broad range of solution providers and available options. The idea of paying over time means different things to ...Read moreMastercard Sets Sights Beyond Retail as It Embeds BNPL Into Network
April 1, 2025
The buy now, pay later pure plays like Klarna and Affirm might get a lot of attention these days. However, card networks have a piece of the BNPL pie as ...Read moreShopping Tools in Focus for Amazon and Walmart
March 28, 2025
Amazon is rolling out a feature to connect consumers to more of the goods they like. Artificial intelligence-powered Interests provides shopping guidance and product recommendations, according to a Tuesday (March 25) ...Read moreJPMorgan Chase and Walmart Introduce Embedded Finance for Marketplace Sellers
March 24, 2025
JPMorgan Chase and Walmart reportedly partnered on an embedded finance solution that lets merchants selling products through the retailer’s marketplace platform accept and make payments and manage their cash flow. This offering is now available for ...Read more5 Things Earnings Season Shows About the US Consumer
February 20, 2025
Earnings season, like clockwork, offers up a dizzying mosaic of data and qualitative analysis of revenues, profits (or lack thereof) and high-level views of the economy. The state of the consumer ...Read more