In January of this year, I wrote a piece in which I said there were six things that would shape the direction...
The path to faster payments in the U.S. doesn’t have to be paved with a 500+ person task force analyzing what the...
Consumers and retailers in the U.S. apparently just aren’t getting it. The latest stats coming out of the U.K. show that one...
The world is increasingly sleep deprived. Nearly 70 percent of adults in the U.S., 75 percent in the U.K. and nearly a third...
I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. To have and to hold from this day forward...
“Mobile is everything.” That’s the theme of this year’s Mobile World Congress. The conference organizers make a great point. Mobile is everything...
Warren Buffett is a lot more than just a mega-billionaire and one of the world’s most revered investors. He’s a philanthropist. He’s...
“I’m from the government and I’m here to tell you that you’re wrong.” That was sort of the email that I got...
What passes today as innovation is really pretty trivial. That’s the view of Robert Gordon, noted macroeconomist and Stanley G. Harris...
We all watched yesterday as two of the NFL’s crown jewels battled it out for a chance at Super Bowl 50. Manning...
It’s common knowledge that Kodak’s demise came at the hands of digital. But few know the whole story of why that happened....
“Defender of man.” That’s the meaning of a girl’s name that, until recently, wasn’t all that popular or even very familiar. But...
There are lots of things that will influence the actions of the players within the vast and dynamic ecosystem in 2016. But...
There are four more days until we say “bye-bye” to 2015 and “hello” to a whole new year. As part of that...
Usain Bolt is the fastest human on earth, but cheetahs are three times faster. Does that make cheetahs better than a 6-time...
A was for Apple Pay, B was for bitcoin and C was for cross-border. OK, maybe you saw those ones coming, but...
Narrowing an entire year of payments activity into a 26-item list may sound like quite the feat. And with one for every...
Well, here we are – just a few short weeks before 2015 is one for the history books. What a year it’s...
HBS Professor Clay Christensen published an article last week that said Uber isn’t a disruptive innovation - even though 100 out of...
Odysseus was a pretty clever fellow. For those who might need a crash course in ancient Greek history, Odysseus was the mythical king...
Facebook went all in on SMBs last week during its earnings call – citing a number of things that they are doing...
“Curiouser and Curiouser” might have first been spoken by Alice in Wonderland after she tumbled down the rabbit hole, but it seems...
There’s a perfect storm brewing in payments – one that’s intensifying because of the shift to EMV. And one that could accelerate...
Was med-tech startup, Theranos, following in the footsteps of Uber and simply embarking on “permissionless” innovation? Or is its current firestorm the...
The law of unintended consequences is alive and well in Washington, D.C. and in particular, inside the agency formed to advocate for...
The Blockchain: “It’s just like the Internet.” And so starts every conversation by the devoted to explain why bitcoin and the blockchain...
MPD CEO Karen Webster says that everything that you’ve heard over the last several years about how successful mobile payments are at...
It’s September 14, 2022, eight years after the first Apple Pay network and issuer deals were signed. Does Apple own the payments’...
Dick The Butcher, in Shakespeare’s "Henry VI," famously proposed “first let’s kill the lawyers” as the most appropriate way to jumpstart the...
2015 has been a tough year for American Express. Its stock price and market cap have been pummeled, Costco waved goodbye (taking...
Want to see the future of retail? Take a look at retail banking today. Sounds nuts, doesn’t it? But MPD CEO Karen...
On Aug. 15, 2012, a group of retailers representing $1 Trillion in purchasing power announced that it was banding together to create...
Coming out of the Retail Reinvention Summit last week, one thing became very clear: there are as many ways to approach the...
It’s the first week of August time and that can only mean one thing: It’s time to head to the beach. For...
One hundred and seventy eight years ago, Hans Christian Andersen wrote a political satire disguised as a fairy tale. That tale told...
Bloomberg ran a story late Friday announcing the imminent launch of CurrentC, the merchant-owned and operated mobile payments scheme. Oh, you missed...
Today is “day one” of PayPal as an independent player, broken apart from the eBay that ignited some 13 years ago. And...
Mobile payments is becoming a pretty messy space. One might argue that it’s been a hot mess ever since the massive proliferation...
Last Saturday, America celebrated the 239th anniversary of the outcome that these revolutionaries fought for: independence from the King, But the payments...
In 1999, 92 percent of consumers said that they didn’t trust that their data was secure when transacting online. Sixteen years later,...
Card-linked offers have been singularly unimpressive as a category. They’ve been around for years and raised a ton of capital, but have...
Apple and Google Android have just recast mobile wallets as smartphone utilities – putting them in the same category as cameras, maps,...
“Are we there yet,” though, is shorthand for “When will all of the time and money and investments we’ve made in mobile...
To no one’s great surprise, we added another “Pay” player to payments last week. Android Pay threw its hat into the mobile...
So here’s a question. When is a prepaid card actually a credit card? Here’s an answer: When the CFPB says so. The...
Remember the piece I wrote last week about whether payments can save the Internet ad giants? Well, it appears that Google not...
What do LinkedIn, Twitter, Google and Yelp have in common with goldfish? Let me give you a hint. Goldfish are said to...
MCX’s Interim CEO, Brian Mooney, starts his first day on the job today. And, this seasoned and well respected industry veteran is...
Blame it on the promotional run-up to the December 2015 release of Star Wars Episode 7, but the subject of the mobile...