PYMNTS Data Lab

PYMNTS Data Lab
First Data Beats Street, Eyes US Merchant Acquirer Business Gains
April 26, 2016

In a sign that payments processor First Data may be turning a corner as it trims back expenses and continues investment in new business areas, which weighed on margins, the firm, which went public last year, put up numbers for the March quarter that beat...

Strong Cardholder Spend Helps Amex Beat The Street
April 21, 2016

What do the latest numbers from American Express tell us about the state of the credit card carrying consumer? In the U.S., certainly, the spending engines are purring nicely, and elsewhere, cards are being brandished as well. Get the Full Story Complete the form to...

PYMNTS Data Lab
Discover Hurdles Estimates On Loan Growth
April 20, 2016

Will the relief rally in the financial sector continue? With the most recent results posted by Discover Financial Services and the stock up 4 percent after hours on the news, the answer seems to be affirmative. Get the Full Story Complete the form to unlock...

Skittish Shoppers Lead To Retail Sales Decline
April 14, 2016

It seems like every month, retailers get their hopes up that the end of low sales is just the turn of a calendar page away, and every month, they come away disappointed. Get the Full Story Complete the form to unlock this article and enjoy...

PYMNTS Data Lab
Consumer Credit Climbed In February
April 08, 2015

Despite wintry weather, U.S. consumer borrowing in February blew past economists’ expectations with an increase of $15.5 billion, thanks to a big jump in non-credit-card loans, according to a monthly report from the Federal Reserve released on Tuesday (April 7). Get the Full Story Complete...

Global Consumer Confidence Ends 2014 With Slight Dip
January 29, 2015

Even though global consumer confidence has been on an upswing since late 2012, Nielsen reported on Jan. 28 that the global consumer index — the indicator that projects consumer spending — dipped slightly to 96 in Q4 of 2014 from the quarter prior, though this...

EMV – The Next Twelve Months
November 12, 2014

Company Profile
Will SMBs Turn Back to Banks for mPOS Services?
August 14, 2014

News broke yesterday about Amazon’s plans to sell a branded dongle at Staples, making it the 123rd player to enter this very croweded space. But while a giant player could become a powerful new entrant, SMBs are starting to show a change of heart towards...