While it can be an overly used slogan – small businesses really are the backbone of the United States economy. Over half of the American workforce is employed at one of the nation’s nearly 30 million small businesses. And, this statement has been true for quite some time – small businesses have...
The World Bank estimates that 2.5 billion working-age adults, globally, have no access to the types of formal financial services delivered by regulated financial institutions. No access – period – never mind any choice about which service providers are best suited to help with their...
In 2003, Apple changed the face of music with the back-to-back releases of the iTunes store and the iPod. Apple did not invent the MP3 player – several versions were floating around mid to late ’90s – nor did they place digital music on the...
There are four things that everyone needs to know about the Deep Web. First, it’s the part of Internet that’s not indexed the same way search engines organize Web content. That means that traditional search engines cannot see or grab content from it – thus...
Consumers often know less about their credit than they should. According to the American Bankers Association, only 42 percent of Americans are aware of what their FICO score is. And that is problematic since, according to data released by the Corporation for Enterprise Development (CFED),...
The assumption that governs commerce in the 21st century is that money is, and should be, easily moved. And, for the most part, on the consumer side of transactions that is true in the developed world to the extent that the ability to quickly and...
The tech press and mainstream media have simply run out of adjectives to describe Apple’s success. The words “Apple Watch,” can’t be Googled without pulling up the words “genius” and “dominating” in front page headlines. It’s probably the only mass-marketed consumer good released in the...
When it comes to studying how consumers use mobile to shop, the grocery market is a particularly interesting case study. So much of the space is being disrupted by the growing number of online marketplaces offering online grocery delivery — which keeps many consumers out of...
Though perhaps a bit overstated, the sharing and subscription economy is changing the face of the way consumers interact with the marketplace of goods and services. Yesterday, Google Ventures managing partner Bill Maris proclaimed that Uber was not only the fastest growing company his team had...