Legal & Regulation

Legal & Regulation
UK Regulators Offer Clarity on Open Banking Pricing Models
January 20, 2026

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Legal & Regulation
FTC Alleges Payment Processor Cliq Failed to Implement Fraud Prevention Measures
January 19, 2026

Payment processor Cliq said Monday (Jan. 19) that it will “vigorously defend” against a legal motion filed Tuesday (Jan. 13) by the Federal Trade Commission (FTC). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Legal & Regulation
Italian Competition Authority Investigates Activision Blizzard’s Promotions and Parental Controls
January 16, 2026

The Italian Competition Authority (AGCM) launched two investigations into the Microsoft-owned gaming company Activision Blizzard, alleging that it engaged in “misleading and aggressive practices.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Legal & Regulation
Visa, Mastercard and Revolut Lose UK Battle Over Interchange Fees
January 15, 2026

Visa, Mastercard and Revolut lost a fight over a proposed transaction fee cap in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Legal & Regulation
Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure
January 14, 2026

Oracle was reportedly sued Wednesday (Jan. 14) by bondholders who allege that the company made false and misleading statements in the offering documents for an $18 billion debt sale. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Bank Regulation
Legal Expert Says Bank Charters Are Crypto’s Credibility Play
January 14, 2026

Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Legal & Regulation
Capital One Gains Preliminary Approval for Revised Settlement in Class Action
January 12, 2026

Capital One will reportedly pay $425 million and pay higher interest rates on certain accounts to settle a class action lawsuit alleging that depositors were cheated out of high interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Legal & Regulation
CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
January 12, 2026

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

CFPB
CFPB Requests $145 Million in Funding After Court Order
January 11, 2026

Russell T. Vought, the acting director of the Consumer Financial Protection Bureau (CFPB), has requested a $145 million transfer from the Federal Reserve to fund the agency for the second quarter of fiscal 2026. The Jan. 9 request follows a federal judge’s order that CFPB...