Legal & Regulation

Bank Regulation
Merchant Service Providers Become Banks’ Front Line Against Real-Time Fraud
October 16, 2025

Watch more: Need to Know: Maverick Payments, Kyle Becker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Bank Regulation
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which is the lowest amount allowed by law. Get the Full Story Complete the form to unlock this article and enjoy...

Bank Regulation
Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
October 14, 2025

A little over four months after the removal of an asset cap that had been imposed by the Federal Reserve, Wells Fargo aims to shift the conversation from the improvements it made to earn that achievement to the work it has done to improve growth...

Bank Regulation
Revolut UK Bank License Stalled Over Risk Control Concerns
October 14, 2025

Revolut’s rapid global expansion reportedly is delaying its banking license in its home country. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Legal & Regulation
Bessent Says US Will ‘Prioritize Payments’ During Government Shutdown
October 13, 2025

In order to allow U.S. military staff to get paid during the government shutdown, Treasury Secretary Scott Bessent is reportedly prioritizing payments in a way some of his predecessors said during previous budget clashes could not be done. Get the Full Story Complete the form...

Bank Regulation
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Legal & Regulation
US Senate Confirms McKernan as Treasury’s Domestic Finance Under Secretary
October 08, 2025

Former Federal Deposit Insurance Corp. (FDIC) Board Member Jonathan McKernan was confirmed Tuesday (Oct. 7) by the U.S. Senate to be the under secretary for domestic finance at the Treasury Department. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Legal & Regulation
FDIC and OCC Propose Overhaul of How Bank Risks Are Flagged
October 08, 2025

Federal regulators are overhauling how they determine when a bank crosses the line from prudent to “unsafe.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Legal & Regulation
MoneyLion Accused of Misleading Customers in Baltimore Lawsuit
October 07, 2025

The city of Baltimore accused FinTech MoneyLion of misleading consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...