Alternative Finances

Alternative Finances
New Deal Could Cut Prosper Marketplace’s Value By Two-Thirds
August 04, 2017

Once a unicorn, always a unicorn? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Alternative Finances
LendKey And Unlocking A Generation Of Borrowers For Small Banks And Credit Unions
July 25, 2017

For value, the Federal Reserve estimates that a college grad will make about $830,000 over the course of a lifetime; the Georgetown University Center for Education and the Workforce estimates the value at around a cool million. Get the Full Story Complete the form to...

Alternative Finances
Affirm Challenges Retailers, FIs To Practice ’Honest Finance‘
July 21, 2017

“Finance is pretty broken.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing...

Alternative Finances
Renaud Laplanche’s Second Act
July 18, 2017

F. Scott Fitzgerald is often quoted as the source behind the phrase, “there are no second acts in American life.” But as we all know and have witnessed, American lives are full of second, third and, in some cases, even fourth acts. Get the Full Story Complete the...

Alternative Finances
AutoGravity On Why Car Buying Can Be Friction-Free
July 11, 2017

There’s nothing like that new car smell. And the fun of driving a new car off the dealer’s parking lot. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Alternative Finances
Square Is Eyeing Consumer Lending
June 28, 2017

Square’s quest to evolve past its original incarnation as a payments processing firm for small merchants is apparently set to expand into consumer lending.  According to WSJ reports, CEO and co-founder Jack Dorsey has begun quietly circulating word among its SMB customers that it is...

Alternative Finances
Changing the Conversation About Income Volatility
June 06, 2017

According to the Pew Charitable Trusts, the group of workers whose incomes rise and fall by as much as 25 percent over the course of a year is mostly made up of hourly workers in retail and gig economy workers. But while they make up...

Alternative Finances
Americans Are Borrowing Like It’s 2008 … Sort Of
May 23, 2017

It took almost a full decade, but Americans’ debt level has reached a new all-time high, surpassing the $12.68 trillion peak it reached in the fall of 2008 — the same time that the Great Recession was earning its place in the history books. Get...

Alternative Finances
All Is Forgiven? The Bond Buyers Return To Online Lenders
May 22, 2017

After the rather spectacular fireworks display that Lending Club had going on this time last year, it was not great surprise when the bond buyers who had been snapping up P2P marketplace debt suddenly got a case of cold feet and starting fleeing those marketplace...