Alternative Finances

Alternative Finances
How Frank Wants To Help Students Stay Away From Debt
March 06, 2019

Much has been written about the student loan crisis in the U.S. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Alternative Finances
PayPal Hits £1B UK SMB Lending Milestone
March 06, 2019

PayPal said on Wednesday (March 6) that it has provided more than £1 billion in financing to small businesses in the United Kingdom through its Working Capital program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Finances
How POS Financing Can Make The Friendly Skies Much Friendlier
March 06, 2019

The family vacation to Disney World. The trip to a best friend’s destination wedding. The retired couple’s once-in-a-lifetime bucket list getaway. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Alternative Finances
Levchin: Why The Affirm-Walmart Partnership Is More Than POS Credit
March 04, 2019

As we learned last week, purchase financing for Walmart customers is changing. In fact, the change has already begun and will continue to roll out over the next several weeks. Going forward on both Walmart’s website and at nearly all of Walmart’s physical locations nationwide, customers will be...

Alternative Finances
What Smart, Conversational AI Adds To Credit Scoring
February 26, 2019

Traditional credit-scoring models have not had it easy in the court of public opinion over the last few years. The complaints vary in their specifics, but all revolve around a basic premise: The old credit-scoring models are too backward-looking in a world where real-time data is...

Alternative Finances
Nav CEO On Breaking SMB Financing’s ‘Black Box’
February 18, 2019

Starting a business in the United States requires being courageous, someone who embraces the idea of success as a long shot. In fact, to be a successful entrepreneur, it is probably best to be the sort of person who ignores the odds entirely. Get the...

Alternative Finances
How To See The Customer ‘Beyond The Credit Score’
February 13, 2019

“What’s in a name? That which we call a rose by any other name would smell as sweet.” -William Shakespeare, Romeo & Juliet Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Alternative Finances
Are Mortgages The On-Ramp For Lifelong Financial Management?
February 04, 2019

Of the scores of innovations and updates to consumer lending seen and written about over the last decade or so, speed is always offered as a central value proposition. Instead of spending days and weeks gathering paperwork, submitting materials and waiting around for a decision, consumers and businesses...

Alternative Finances
Petal Raises $30M To Expand Credit Card Biz
January 29, 2019

Petal, the New York-based FinTech that makes a credit card for consumers just starting out, announced Tuesday (Jan. 29) that it raised $30  million in venture funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...