Watch more: The Edit With Visa’s Michele Herron Artificial intelligence has rapidly reshaped how consumers search, compare and decide what to buy. The next leap, agentic commerce, promises something bigger. Digital assistants that not only recommend products but complete purchases autonomously. The promise is powerful....
Mastercard wants to help banks and payment companies separate legitimate merchants and scammers. That’s the goal of Merchant Trust Services, a new strategy that uses Mastercard’s intelligence, cyber and identity capabilities, and analytics to distinguish real merchants from risky ones, both on and offline, according...
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers lean into digital wallets and become more comfortable moving money directly from bank accounts. The PYMNTS Intelligence report, “Pay by...
PayPal Holdings’ Venmo has rebuilt its app from the ground up as it continues expanding the app to become a more comprehensive commerce and financial services ecosystem. The redesigned Venmo app features a more modern architecture, more personalization around discounts and cash back, and a...
Watch more: What’s Next in Payments With Mastercard’s Kaushik Gopal Both risk and opportunity across the payments industry are being increasingly defined by what happens in a millisecond—and what doesn’t. “What AI (artificial intelligence) has done is enable us, in that real time, in that...
Visa says it is expanding the agentic payments program it introduced last month. Agentic Ready, which lets banks and payment partners test agent-controlled payments, is being rolled out to Visa clients in Latin America and the Asia-Pacific region, the company announced in a news release Wednesday (April 29)....
Visa is adding five more blockchains to its global stablecoin settlement pilot, bringing the total number of blockchains it supports to nine. The newly supported blockchains are Arc, Base, Canton, Polygon and Tempo, the company said in a Wednesday (April 29) press release emailed to...
Visa’s latest earnings Tuesday (April 28) showed a company still getting plenty of lift from card spending while pushing deeper into stablecoins, blockchain and artificial intelligence-driven commerce. CEO Ryan McInerney set the tone early in the call by tying together the durability of the core...
Technology and connectivity have drawn billions of consumers and businesses into the formal financial system, but the shift from access to stability remains uneven and incomplete. Over the past decade, digital credentials, mobile devices and real-time payment rails have altered how money moves and how...