Artificial intelligence is making its way into the core of payment systems, with early applications focused on improving speed, accuracy and operational efficiency. But while its promise is widely recognized, the path to lasting impact is still unfolding.

In this discussion, Judith McGuire, SVP of Global Products at Discover Network, and Ian Hillis, SVP of Growth at Worldpay, join PYMNTS to explore how AI is being applied in software-led payments. Through real-world use cases and emerging challenges, the conversation provides a clear-eyed view of how payments infrastructure is evolving, and what it means for the organizations behind it.