Far from a management theory or engineering white paper, core banking system innovation is progressing from the mainframes of the branch-based model of 50 years ago to the digital first, embedded finance model of today and tomorrow. Unfortunately, many banks find themselves somewhere in the middle, with the ability to customize customer experiences but falling short on micro services and event-driven solutions. The goal is agile banking. To get there, banks need to move from devices to digital, from hosted solutions to the cloud. But that’s only the beginning of the change that will come to core banking architecture. This roundtable discussion will gather three expert practitioners of insightful, reactive and eventually agile banking.