CFOs and treasurers are no longer treating volatility as a threat. They are turning it into a competitive advantage. And the most adaptive finance leaders are using working capital to buy speed when it matters most, paying suppliers early, seizing unplanned growth opportunities and leaving...
The business environment may be volatile, but CFOs are signaling confidence about the months ahead. That renewed sense of optimism, highlighted in new research from the Federal Reserve Bank of Richmond and the Federal Reserve Bank of Atlanta, comes at a pivotal moment as PYMNTS...
This has been an unusual year, one that has rewarded companies ready to move quickly on unexpected opportunities. As 2025 moves toward its fourth quarter, there’s an enthusiasm for what comes next, Darren Parslow, global head of Visa Commercial Solutions, told PYMNTS CEO Karen Webster....
Flywire has introduced enhancements to its Student Financial Software solution aimed at the U.K. market. The new offerings, announced by the payments company Wednesday (Sept. 17), include the solution’s first implementations featuring real-time student account presentment for British customers, which is then linked to Flywire payment capabilities. “Currently,...
Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. For many households, credit cards and personal loans function as budgeting tools and financial lifelines when unexpected expenses arise. Credit helps smooth income fluctuations,...
Stripe plans to launch Stripe Capital in Australia in the coming months, saying this move will give the country’s eligible small and medium-sized businesses (SMBs) access to business financing through the Stripe platform. The programmable financial services company also announced at the Stripe Tour Sydney...
Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their balance sheet. The PYMNTS Intelligence report “Lending in Uncertain Times: Strategic Shifts in U.S. Middle-Market Financing,” part of The 2025...
Chase is using Nova Credit to help power its cash flow underwriting capabilities. Chase will be employing the credit infrastructure and analytics company’s Cash Atlas for cash flow underwriting, as well as its Credit Passport to access and make decisions with international credit data, according...
For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the quality of data in front of them. Real-time, third-party information is becoming the single most important factor in whether the...