Imagine you are a marketing executive at a large or up-and-coming firm considering the possibility of buying some advertising during the Super Bowl. There are a lot of expected parts of that cost-benefit analysis. The exposure to hundreds of millions of waiting eyes versus the $2.5 million...
Even by the unusually turbulent standards set by the first eventful 31 days of 2016, Lending Club’s entrance into the new year has been bumpy to say the least. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
There are few questions that will spark off a loud and potentially violent argument in a room full of politicians, bankers, lawyers or plumbers — because it is hard to find something that all of those groups feel strongly enough about to come to blows...
If the topic is consumer protection, alternative financial services or financial inclusion, one thing is certain: At some point or another, the term “subprime borrowers” is going to come up in the conversation. Get the Full Story Complete the form to unlock this article and...
It is easy to overlook the problem of the unbanked and underbanked in the United States — if for no other reason than it is far from the endemic problem here that it is in other parts of the world. However, depending upon the exact...
As the online lending market heats up, another alternative lender has secured a chunk of funding to help push its capital lending goals. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
When Kiva got its start a decade ago, the needs of small businesses in developed nations like the U.S. were not its original area of interest. Cofounded by two Stanford MBAs, the alternative lender came into existence when its two founders realized that there was...
The big banks, until very recently, seemed largely allergic to SMB lending. In the wake of the financial meltdown and increased regulations, underwriting a big loan to a big player and a small loan for a small player were equally expensive on the front end, but...
Financial inclusion is a popular cause. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...
