Alternative Finances

Will Retail Shops Be The New Bank Branches? Number26 Thinks So
October 22, 2015

There are a variety of visions for what the bank of the future should be — a coffee shop, a digital destination accessible mainly from a smartphone — but for the good folks over at Number26, the bank of the future basically isn’t a bank...

Alternative Finances
Why Kabbage Is Taking Its Show On The Road(s)
October 20, 2015

There is a old joke among small business owners about the best way to secure a loan from a bank: just go in and convince a loan officer that your business absolutely does not need one.   Get the Full Story Complete the form to...

Alternative Finances
Red Hot Valuations Contribute To Tech IPO Freeze
October 20, 2015

Creating hype is easy. Silicon Valley has evolved a rather sophisticated machine to help you do so. But living up to that hype on IPO day, well, that is shaking out to be harder than expected, as the tech unicorns of the last few years...

The Geography Of Payments’ Responsibility
October 17, 2015

[vc_row][vc_column][vc_column_text]Everyone knows the three rules for investing in real estate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Why Fundation Would Rather Work With Banks Than Compete With Them
October 06, 2015

Much of the narrative written about alternative lenders is the story of a competition, with traditional lenders (banks mostly) on one side of the divide — and a wide field of online alternative lenders on the other. Get the Full Story Complete the form to...

Bitcoin Busts In Australia
October 05, 2015

Marred by concerns about illegal uses, Australian businesses are saying no to bitcoin en masse — spurred along by a move by Aussie banks last month to close the accounts of 13 of 17 bitcoin exchanges nationally. Get the Full Story Complete the form to...

Online Lender Avant Grabs A Seat In The Unicorn Club
September 30, 2015

Online lender Avant has just announced a rather large new funding round: $325 million. That big pick-up has led to a large valuation spike, and the firm is now likely a confirmed unicorn, with a value well over $1 billion — Fortune reports it is about $2 billion....

CFPB Finalizes Responsible Small Creditor Lending Rules
September 22, 2015

The CFPB has finalized a set of rules aimed at driving responsible lending from small creditors, following a proposal that was introduced in January. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Alternative Finances
Intuit And The New SMB Lending Frontier
September 17, 2015

For SMB service providers like PayPal, Square and Intuit, a clear vision into your partner’s cash flow comes part and parcel with the job. And, as all three firms have shown in recent months, that data comes preloaded with the potential for building out additional...