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Those who say mobile banking hasn’t yet caught on in the U.S. would appear to be mistaken. According to the latest research from the Federal Reserve, one in five American consumers is using some form of mobile banking to manage finances. Read More Get the...
The long view on mobile banking offers promise, but there may yet be implementation challenges in the short term. Beyond security concerns or value proposition problems, one payments executive argues that profitability may pose a challenge to the proliferation of mobile banking. Read More Get...
The view from MasterCard on the impact of mobile banking innovations on emerging markets is even more broad: not only could laborers at the bottom of the pyramid gain access to new services, but an expanded electronic payments network could also help SMBs in emerging...
Addressing key pain points for the world’s underbanked offers one major business opportunity. In the U.S., however, affluent customers who already have access to mobile banking fill out another compelling space. But are FIs doing enough to position themselves for success? Perhaps not, says Pwc....
The businessperson’s perspective on mobile banking is easy to follow: get the three billion people who have smartphones but not bank accounts onto an electronic financial network; deploy new services; enjoy scale benefits; and so on. Get the Full Story Complete the form to unlock...
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...
Sovereign Bank has invested hundreds of thousands of dollars in debit rewards, despite the fact that revenues from debit have been sharply curtailed following the passage of the Durbin Amendment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
The PCI Security Standards Council issued a new document this week that explains its views on mobile payment security, and provides guidelines for “how merchants can securely accept payments using mobile devices such as smartphones or tablets.” Get the Full Story Complete the form to...