Steve Mott is CEO of BetterBuyDesign.com, a virtual investment and consulting company specializing in brokering high technology ideas for the Digital Transaction Economy. Steve and a syndicated group of consultants provide advice and development expertise to e-business clients ranging from small startup firms to VCs to...
Fumiko Hayashi is a Senior Economist in the Payments System Research function of the Economic Research Department at the Federal Reserve Bank of Kansas City. Her current projects include research on consumer payment choices and on the economic and public policy implications of recent changes...
Marc Bourreau is Professor of Economics at Telecom ParisTech (Paris, France). He is also a research associate at the laboratory of industrial economics (LEI) of the Center for Research in Economics and Statistics (CREST). His research interests include economic and policy issues in the telecommunications...
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DAVID S. EVANS has been a business advisor to many payment companies around the world. He is the author of Paying with Plastic: The Digital Revolution in Buying and Borrowing which is the definitive source on the payments industry. His more recent work is “Innovation and Payments” which describes...
Ronald Mann is a nationally recognized scholar and teacher in the fields of commercial law and electronic commerce. He received his J.D. from the University of Texas School of Law, where he graduated first in his class and was the managing editor of the Texas...
Ulf Mattsson is the Chief Technology Officer for Protegrity, a leading provider of Data Security Management Solutions. Ulf created the initial architecture of Protegrity’s database security technology, for which the company owns several key patents in the areas of Encryption Key Management, Policy Driven Data...
Francesc Prior Sanz has extensive international experience both in academia and in the financial services industry. In academia, he currently serves as Research Associate at IESE Business School (Barcelona) and as Associate Professor of Banking and International Finance at Universitat Internacional de Catalunya (Barcelona). From...
Josh Frank is Senior Researcher for the Center for Responsible Lending. Josh received his Ph.D. in Economics from Rensselaer Polytechnic Institute, his MBA from Texas Tech, and his BA from the University of California at San Diego. At CRL, he conducts research primarily on credit card issues...