Commentary
Wheeling and Dealing Through 2011
December 16, 2010

On this seventh day of Christmas, are you, too, having trouble finding those elusive seven swans a-swimmin’? Well, it just might be that one of the thousands of online deal and/or group buying sites might have just what you are looking for at a price...

Debit Card Interchange Fees Plummet Under Fed’s Proposed Rules
December 16, 2010

Twelve cents per transaction is the most banks will collect from merchants under the rules suggested by the Federal Reserve Board staff. Nothing is definite yet. The staff asked the Board to release proposed rules for purposes of getting comments. The Board of Governors agreed,...

Point of Transaction 301 Exam
December 16, 2010

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Point of Transaction 301 Exam
December 16, 2010

It’s quiz time once more.  Time to click a few radio buttons on a web page and tell us what you think of the potential convergence of eCommerce tools and stakeholder motivations at the physical Point of Transaction. Get the Full Story Complete the form...

Twelve Cents Per Transaction Tops Say Fed Staff
December 16, 2010

The Federal Reserve Board staff has proposed two alternatives to debit interchange fee regulation. Both would set a maximum of 12 cents per transaction for debit cards with no apparent distinction between signature and PIN. Under one proposal, there would be a safe harbor of...

Twelve Cents Per Transaction Tops Say Fed Staff
December 16, 2010

The Federal Reserve Board staff has proposed two alternatives to debit interchange fee regulation. Both would set a maximum of 12 cents per transaction for debit cards with no apparent distinction between signature and PIN. Under one proposal, there would be a safe harbor of...

Who Will Process My eCommerce Payments Now?
December 15, 2010

If you are a manager of an online business, particularly if that business is a small one, this time of year is likely a boom time for your operation.  Whether you’re selling hand-knit sweaters, specialized gift baskets, last-minute holiday gifts, or printing someone’s greeting cards,...

Point of Transaction 301 Lesson 3: PoT Implications
December 15, 2010

by Tim Attinger Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications...

Small (Biz) Is Beautiful and Plentiful (for Paying and Borrowing)
December 15, 2010

On the fifth day of Christmas, in the United States, Santa gave payments small businesses. Sure, small is beautiful as the blockbuster 1973 book by that name insisted. But even better when it comes to businesses—small is a lot!  There were almost 28 million of...