The Effects of the Consumer Financial Protection Agency on Credit and Small BusinessesThe undersigned small business groups are writing to express concern over the creation of a Consumer Financial Protection Agency (CFPA) contained in financial regulatory reform legislation under consideration by your Committee. Get the...
The application wars in the mobile phone business are heating up. They will result in significant threats and opportunities for the payments biz. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
I was recently quoted in a Business Week article on October 29th, “Interchange Fees Make Strange Bedfellows” by Brian Burnsed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
Latest buzz about PYMNTS Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...
Lots of people have been talking about the notion of social sites cannibalizing search. A friend mentioned this to me just today in the context of this article about Facebook’s dominance over the competition and the fact that Facebook last week topped Google as the...
On-line social networks, such as Facebook, MySpace and more recently Twitter, have recently burst on to the internet scene attracting hundreds of millions of internet users every month. With such broad appeal, customers of every brand in the world are present on these networks, opening...
Alya Guseva is Associate Professor of Sociology at Boston University. Her interests include market emergence and consumer credit, especially in the context of the East European postcommunist transition. She is the author of Into the Red: The Birth of the Credit Card Market in Postcommunist...
Josh Frank is Senior Researcher for the Center for Responsible Lending. Josh received his Ph.D. in Economics from Rensselaer Polytechnic Institute, his MBA from Texas Tech, and his BA from the University of California at San Diego. At CRL, he conducts research primarily on credit card issues...
Wim Westerman is a fellow of the University of Groningen’s Center for International Banking, Insurance and Finance. Wim specializes in treasury management, capital budgeting, and management control in the Netherlands, the rest of Europe, and South Africa. He writes regularly about issues in scientific and...