5 Questions on Holiday Spending: Citigroup’s Liza Landsman
December 07, 2009

For this year’s Briefing Room on Holiday Shopping, PYMNTS.com asked Liza Landsman, Managing Director of North America Consumer Internet & Mobile at Citigroup, to offer her holiday shopping predections. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

David S. Evans and Joshua D. Wright Bios
December 07, 2009

  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS...

Ulf Mattsson Bio
December 07, 2009

Ulf Mattsson is the Chief Technology Officer for Protegrity, a leading provider of Data Security Management Solutions.  Ulf created the initial architecture of Protegrity’s database security technology, for which the company owns several key patents in the areas of Encryption Key Management, Policy Driven Data...

Jennifer S. Martin Bio
December 07, 2009

Jennifer S. Martin is Visiting Associate Professor of Law, University of Oregon School of Law.  Professor Martin can be reached at jsmart@uoregon.edu.  J.D. Vanderbilt University School of Law; B.S. University of Nevada, Las Vegas.  Portions of this article are based on an article that first...

What You Should Know about the Debit Card in Your Wallet: Where the Federal Reserve’s...
December 07, 2009

Bank debit cards may look like credit cards, but they certainly do not act like them when it comes to account overdrafts.  This does not suggest that credit cards are better than debit cards, as complaints abound concerning the transparency of fees charged to consumers...

Banking the Unbanked Using Prepaid Platforms and Mobile Telephones in the U.S.
December 03, 2009

The rapid growth of mobile phone usage and the continuous rise in wireless coverage fuel the expectations that access to financial services through mobile phones could transform the way financial services are provided. The emergence of new and more efficient business models can potentially resolve...

How the Consumer Financial Protection Agency Act of 2009 Would Change the Law and Regulation...
December 03, 2009

As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of 2009 (CFPA Act), which the Administration submitted to the U.S. Congress on June 30, 2009,...

Square Aims at Mobilizing Payments
December 03, 2009

Once again the silicon valley is abuzz with talk about the new project from one of its heroes, but will Square, meet expectations? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Should We Ban Credit Cards? The Radical Policies Advocated by Some Behavioral Economics Scholars
December 03, 2009

In the previous two entries in this series I introduced you to the field of behavioral economics and then described some of the empirical work and insights from this new field. Unfortunately for those in the payments business, behavioral economics is also used to advocate...