For this year’s Briefing Room on Holiday Shopping, PYMNTS.com asked Liza Landsman, Managing Director of North America Consumer Internet & Mobile at Citigroup, to offer her holiday shopping predections. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
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Ulf Mattsson is the Chief Technology Officer for Protegrity, a leading provider of Data Security Management Solutions. Ulf created the initial architecture of Protegrity’s database security technology, for which the company owns several key patents in the areas of Encryption Key Management, Policy Driven Data...
Jennifer S. Martin is Visiting Associate Professor of Law, University of Oregon School of Law. Professor Martin can be reached at jsmart@uoregon.edu. J.D. Vanderbilt University School of Law; B.S. University of Nevada, Las Vegas. Portions of this article are based on an article that first...
Bank debit cards may look like credit cards, but they certainly do not act like them when it comes to account overdrafts. This does not suggest that credit cards are better than debit cards, as complaints abound concerning the transparency of fees charged to consumers...
The rapid growth of mobile phone usage and the continuous rise in wireless coverage fuel the expectations that access to financial services through mobile phones could transform the way financial services are provided. The emergence of new and more efficient business models can potentially resolve...
As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of 2009 (CFPA Act), which the Administration submitted to the U.S. Congress on June 30, 2009,...
Once again the silicon valley is abuzz with talk about the new project from one of its heroes, but will Square, meet expectations? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
In the previous two entries in this series I introduced you to the field of behavioral economics and then described some of the empirical work and insights from this new field. Unfortunately for those in the payments business, behavioral economics is also used to advocate...