SMBs
45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
January 23, 2025

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Many SMBs use outdated cash management practices, which leads to pressure from delayed payments and inefficient processes. Get the Full Story Complete the form...

Money Mobility
Check, Please? The Costly Hangover of Paper Payments
January 23, 2025

What keeps paper checks alive in the digital age? Despite their declining popularity for personal transactions, checks still account for nearly 40% of U.S. B2B payment volume. In fact, 68% of companies relied on checks for B2B payments in 2023, and 70% of businesses stated they...

artificial intelligence
Payment Processing Leads Charge in Modernizing B2B Financial Ecosystems
January 23, 2025

Game-changing innovations like artificial intelligence (AI) don’t discriminate. They reshape industries across the board. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Bank Regulation
UK’s FCA Charts Path From Open Banking to ‘Open Finance’
January 22, 2025

Open banking’s roots lie with the United Kingdom, where PSD2, a decade ago, gave a tailwind to banks’ “opening” their data to third-party providers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

BNPL
Dutch Government Wants to Halt BNPL Rollout in Brick-and-Mortar Stores
January 22, 2025

The Dutch government reportedly wants to stop the rollout of buy now, pay later (BNPL) in the country’s brick-and-mortar retail stores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Cryptocurrency
Coinbase Asks Court to ‘Clear Away Cloud’ Over Cryptocurrency Market
January 22, 2025

Coinbase reportedly asked the U.S. Court of Appeals to rule that the trading of crypto assets on its platform are not securities transactions, but asset sales. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Social Commerce
LinkedIn: Proposed Class Action Lawsuit’s Claims Have ‘No Merit’
January 22, 2025

Editor’s Note: PYMNTS reported Jan. 22 about a proposed class action lawsuit filed against LinkedIn. As reported, a LinkedIn spokesperson said at the time: “These are false claims with no merit.” Get the Full Story Complete the form to unlock this article and enjoy unlimited...

artificial intelligence
Hitachi Vantara CTO for AI: What Many Enterprises Overlook That Blocks AI Success
January 22, 2025

Companies investing in artificial intelligence will face increasing pressure to demonstrate returns on their investments in 2025 and beyond, according to Hitachi Vantara CTO for AI Jason Hardy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

B2B Payments
Davos ‘Intelligent Age’ Blueprint Highlights B2B Innovation Trajectory
January 22, 2025

Intelligence abounds in the 2025 B2B landscape. But it still takes some smarts to know how to use it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...