The technology utilizes the way a person handles and holds a mobile device in order to authenticate identity.
According to FT, nearly 50 different factors — such as thumbprint, facial recognition, pressure applied to the pinpad, location and how the phone is held — are used to create a picture of the user that can then be used to verify someone is who they say they are.
Callsign, the company behind the technology, prides itself on the ability for its system to bring together many different factors in order to provide secure authentication and identification solutions.
The company’s facial recognition tech is being used in MasterCard’s rumored “Pay By Selfie” feature that will make it possible for merchants to verify the identity of a shopper by looking at a photo of their face. The rollout is expected to continue throughout the United States in 2016 and go global in 2017.
“If I stole your mobile . . . and I got hold of your PIN number and biometric [fingerprint] and I was trying to impersonate you in some way, just because I could do that doesn’t mean that I’m you,” Zia Hayat, chief executive and founder of Callsign, told FT.
According to Deutsche Bank Regional Innovation Manager Nick Doddy, the system will also be able to account for multiple profiles and can even be adjusted for temporary changes or setbacks.
“If you’ve broken your right arm and . . . you’re at home and now you’re using your left hand, it will say her location is good, her PIN is good, her biometric is good but she’s now handling it in a different way, so it might say ‘give me a facial recognition,’” Doddy explained.