Maryellen Stohlman-Vanderveen
The growing stablecoin economy requires instant, costless stablecoin swaps to eliminate friction and facilitate widespread acceptance of newer assets.
PENNY serves the stablecoin economy, including orchestration, payments, banking, merchant acquisition, transfer, and trading.
Instant, zero-fee swaps between USDT, USDC, USDG, RLUSD, PYUSD, and AUSD with more stablecoins added weekly.
B2C2, an industry leader, processes $1 billion in daily stablecoin trading volume.
London & Jersey City, 23 October 2025: B2C2, a global leader in institutional liquidity for digital assets, today launches PENNY, the industry’s first zero-fee stablecoin swap solution. As the number of different stablecoins grows worldwide—each with different issuers, blockchains, and redemption processes—institutions face mounting operational complexity in managing liquidity across this fragmented ecosystem.
PENNY solves this challenge by enabling market participants, including banks and merchant acquirers, stablecoin infrastructure firms, money transfer organizations, and crypto exchanges, to instantly and automatically swap one stablecoin for another with no fees. Using B2C2’s institutional-grade trading platform, trade execution and settlement happen simultaneously on-chain to help eliminate counterparty and operational risk.
“PENNY is a strategic step forward for B2C2,” said Thomas Restout, Group CEO. “Stablecoins have outgrown the crypto trading use case. As traditional financial institutions and corporates increasingly adopt stablecoin payment rails, PENNY offers them valuable infrastructure for real-time execution and settlement, without the risks of network fragmentation or the friction and high costs of trading on exchanges.”
The solution supports six stablecoins, including USDT, USDC, USDG, RLUSD, PYUSD, and AUSD across multiple blockchains—Ethereum, Tron, Solana, and leading Layer-2 networks. PENNY operates 24/7, providing continuous liquidity. Support for additional stablecoins will be added based on demand.
“With PENNY, we’re making the stablecoin experience truly interoperable,” said Cactus Raazi, U.S. CEO of B2C2. “It’s built for institutions who want speed, safety, and simplicity when transferring value across both the digital asset landscape and the real economy.”
Stablecoin adoption expected to increase worldwide
New regulatory frameworks in the US, EU, and Asia have clarified rules for issuance and are accelerating stablecoin adoption. Furthermore, the technology to issue stablecoins has become more accessible, leading banks, payment companies, and other fintechs to consider launching their own versions to optimize money movement, treasury operations, and commerce. The stablecoin market cap is expected to rise from approximately $300 billion in 2025 to as much as $4.0 trillion by 2030, according to Citigroup.
B2C2: the trusted market leader for stablecoin liquidity
As one of the first liquidity providers in crypto, B2C2 has facilitated $2 trillion in digital asset trading volumes, providing reliable pricing even during periods of market volatility. B2C2 is one of the largest wholesale providers of stablecoin liquidity, processing $1 billion daily. Its global footprint includes regulated entities in the Americas, Europe, and APAC.
For more information about PENNY, please visit https://www.b2c2.com/penny.
