Beyond The Card: Innovating The Next Generation Of Credit Solutions

Agile card technologies enable issuers to deliver better customer experiences while improving profitability. This report focuses on three core features — alternative lending (installment loans), portfolio management automation, and virtual issuance — that deliver new consumers’ expectations while adding value to card portfolios.

Done in collaboration with i2c Inc.

Key data points in the report include:

  • $4.8 trillion: Estimated worldwide volume of card-based online commerce sales in 2020
  • 59.3 percent: Share of smartphone owners who use credit card apps as the primary means of managing their accounts
  • 22 percent: Portion of U.S. households that lack access to conventional bank financing

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    Beyond the Card