2025 eBook Karen Webster

2025: The Year Status Quo Stopped Working

The Karen Webster Playbook for an Agentic World

A year of Karen Webster’s columns tracks the moment artificial intelligence gained agency and began reshaping commerce, credit and the economics of transactions.

Inside the 2025 eBook

  • Why agentic AI changes everything: A clear-eyed examination of how AI agents shift power from interfaces to intent, redefining search, checkout, wallets and the very idea of consumer choice.
  • Who really controls the transaction: A data-driven look at how platforms, banks and payments players compete when software can decide, transact and optimize without human intervention.
  • What the industry keeps getting wrong: Contrarian insights on BNPL, consumer demographics and trust that challenge prevailing narratives and expose the structural forces shaping the connected economy.

Karen Webster eBooks


How 15 Pivotal Events Impacted the Digital Economy in 2024


52 Mondays 2023: The Year of Acronyms, AI and the Connected Everything


The Year in Payments: From BNPL to FTX to the Digital Economy


52 Mondays 2021: And Just Like That, The Connected Economy Takes Off


52 Mondays 2020: The Year Of Speed, Scale And Seismic Shifts in Payments


52 Monday Conversations About Payments In 2019


52 Mondays 2018: Karen Webster’s Year-Long Conversation About Payments


52 Mondays, 52 Conversations, 52 Ways Of Looking At Payments