The Clearing House - Real-Time Payments - March 2022 - Discover how embracing ACH transactions can put businesses and consumers on the fast-track to seamless digital payments

State Governments Move to ACH as Checks No Longer Cut It for Consumers and Businesses

Real-Time Payments Tracker® – March 2022

Government bureaucracy and paper checks may have a long history together, but ACH is making inroads as a fast, reliable and paper-free alternative. In the Real-Time Payments Tracker, a PYMNTS and The Clearing House collaboration, the Rhode Island Department of Business Regulation’s Beth Dwyer explains how ACH allows businesses and consumers alike to access funds faster and primes them to trust additional electronic payment methods.

Inside the March Tracker

  • An interview with Beth Dwyer, deputy director of financial services at the Rhode Island Department of Business Regulation, on how local and state governments can use ACH to cut down on paperwork and friction when it comes to payments and the remittance information surrounding them to make these processes easier and more efficient
  • The latest real-time payments headlines, including how paper checks still play a major role in the B2B payments space and how 85% of businesses believe that access to real-time payments is the most crucial factor when choosing a financial institution
  • PYMNTS Intelligence analyzing how ACH transactions are helping businesses increase their revenue by enabling them to save costs while offering their clients a more seamless payment experience

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