Cover for the PYMNTS and The Clearing House June 2023 “Real-Time Payments Tracker®: Living Paycheck to Paycheck: Real-Time Payments for Financial Health”

A Paycheck-to-Paycheck Consumer Needs Faster Payouts

Living Paycheck to Paycheck: Real-Time Payments for Financial Health

With 60% of U.S. consumers now living paycheck to paycheck, PYMNTS examines the latest support for using real-time payments and instant payroll as a vital tool to help consumers manage their cash flow more efficiently without tapping into short-term credit. Read more in the “Real-Time Payments Tracker®,” a collaboration with The Clearing House.

Inside the June Tracker

  • Rob Nardelli, director of commercial banking and business development at DailyPay, explains how earned wage access can help households avoid high-risk options such as payday lenders.
  • Seventy percent of Americans report feeling financial stress, including insecurity about their lack of savings and concerns about their credit card debt.
  • Real-time payments can help individuals manage their cash flow more efficiently and employers can help by deploying instant payroll to reduce the financial strain on their workers.

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