News

B2B Payments
Digital B2B Marketplaces Are Cutting Out Middlemen While Reshaping Procurement
December 12, 2024

There’s a sea of change sweeping through the B2B landscape. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Banking
Banking Industry’s Net Interest Margin Rises After 3 Quarterly Declines
December 12, 2024

The banking industry’s net interest margin increased in the third quarter as the increase in loan yields exceeded the increase in the cost of deposits for the first time since the second quarter of 2023. Get the Full Story Complete the form to unlock this...

B2B Payments
FlexPoint’s AI System Enables Same-Day ACH Payments
December 12, 2024

Payment technology company FlexPoint has launched an artificial intelligence (AI)-powered system that processes automated clearing house payments the same day instead of the typical five-day wait, using AI to assess transaction risks. Get the Full Story Complete the form to unlock this article and enjoy...

Investments
Report: Walmart and Ribbit Lead FinTech One’s $300 Million Funding Round
December 12, 2024

Walmart and investment firm Ribbit Capital are reportedly leading a funding round of more than $300 million for FinTech startup One, which is majority-owned by Walmart. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Cross-border Payments
Currency Matching Innovations Unlock Competitive Advantages in Cross-Border B2B Payments
December 12, 2024

In cross-border payments, getting paid isn’t just a matter of when — it’s a matter of how. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Faster Payments
Visa Direct to Enable Delivery of Money in US Within 1 Minute Starting in April
December 12, 2024

Visa will begin enabling faster delivery of money with Visa Direct, making funds transferred to U.S. bank accounts available within one minute. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Artificial Intelligence
AI Opens Gold Rush in Niche Business Software Markets
December 12, 2024

Silicon Valley investors are seeing a wave of opportunities in specialized software for laundromats, chiropractors and other previously overlooked industries as artificial intelligence improves profit potential. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

CFPB
CFPB Unveils Overdraft Fee Regulations for Large Banks and Credit Unions
December 12, 2024

Nearly a week after a federal judge blocked a cap on “junk fees,” the Consumer Financial Protection Bureau is overhauling overdraft fee regulations for large financial institutions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Retail
Retail’s Digital Transformation: On-Demand Working Capital Powers Expansion
December 12, 2024

Retailers face the daunting challenges of managing inventory, staff, storage, shelf space — and, in most cases, a digital storefront — all while gauging consumer demand, which can be seasonal. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...