What Credit Card Outsiders Want — and How FIs Can Bring Them Back
What Credit Card Outsiders Want — and How FIs Can Bring Them Back
January 28, 2025  |  Financial Inclusion

This decision guide explores how product design and segmentation can address the unique financial challenges of credit card outsiders. It highlights the influence of life...

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What Causes Credit Card Users to Leave the Market — and How Secured Cards Can Win Them Back
What Causes Credit Card Users to Leave the Market — and How Secured Cards Can...
December 19, 2024  |  Financial Inclusion

Consumers’ financial lives are complex, with many factors contributing to their embrace — or rejection — of credit products. Credit card outsiders — our term...

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Prime Candidates for Secure Credit Cards Include Young and Wealthy Consumers
Prime Candidates for Secure Credit Cards Include Young and Wealthy Consumers
October 28, 2024  |  Financial Inclusion

This decision guide builds on key personas PYMNTS Intelligence developed for prior reports on current credit card outsiders who are interested in credit in the...

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Decision Guide: How FIs Can Identify and Attract Credit Card Outsiders
Decision Guide: How FIs Can Identify and Attract Credit Card Outsiders
September 05, 2024  |  Financial Inclusion

This decision guide details important characteristics of the 53 million U.S. consumers who do not have a credit card. PYMNTS Intelligence calls these consumers credit...

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