Embedded Finance

Core Strength: FIs Must Modernize to Meet the FinTech Challenge
Core Strength: FIs Must Modernize to Meet the FinTech Challenge
May 31, 2024  |  Innovation

Banks are increasingly aware of the competitive threat posed by digital-native FinTechs, which are quickly gaining market share with innovative digital offerings. Until 2024, only...

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Modular Design: Can Composable Banking Find Favor With FIs?
Modular Design: Can Composable Banking Find Favor With FIs?
April 15, 2024  |  Banking

Banks face constant competitive pressure from their digital-native FinTech counterparts, which attract younger, digital-native customers, who value seamless digital experiences, real-time services and innovative offerings....

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Build Now, Not Later: How Banks Can Seize the BNPL Opportunity
Build Now, Not Later: How Banks Can Seize the BNPL Opportunity
February 15, 2024  |  BNPL

Buy now, pay later (BNPL) services are growing increasingly popular among consumers in the United States, with 28% of shoppers saying they used the payment...

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Promising Payments: Digital Payments Gain Ground in Latin America
Promising Payments: Digital Payments Gain Ground in Latin America
December 27, 2023  |  Digital Payments

Latin America represents one of the most dynamic financial marketplaces in the world, with 600 million consumers generating almost $6 trillion in gross domestic value....

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Fast Finance and the Fight Against Fraud
Fast Finance and the Fight Against Fraud
October 09, 2023  |  Fraud Prevention

The digital underworld seemingly operates with one guiding principle: Move fast and break stuff — specifically stuff that offers a payday. One consequence is that...

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AI and Banking’s New Dawn: From Conversations to Conversions
AI and Banking’s New Dawn: From Conversations to Conversions
August 29, 2023  |  Artificial Intelligence

The banking industry’s lexicon is getting an artificial intelligence (AI) makeover. In this new era, “conversation” transcends a mere chat, fraud “detection” connotes foresight and...

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