Do the (Side) Hustle: Four in 10 US Consumers Seize the Opportunity to Earn More Income
Do the (Side) Hustle: Four in 10 US Consumers Seize the Opportunity to Earn More...
May 19, 2025  |  Gig Economy

For many workers, the days of going into the office from 9 to 5 and devoting evenings and weekends to leisure are gone. Increasingly, individuals...

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Navigating the Shifting Sands of Consumer Spending Amid Rising Prices and New Tariffs
Navigating the Shifting Sands of Consumer Spending Amid Rising Prices and New Tariffs
April 17, 2025  |  Consumer Insights

Many consumers have been re-evaluating their spending priorities amid higher prices on goods and services over the past 12 months, with the potential for tariffs...

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The Two Money Mindsets Shaping How Consumers Manage Their Finances
The Two Money Mindsets Shaping How Consumers Manage Their Finances
March 19, 2025  |  Consumer Finance

Managing your finances isn’t just a function of how much you make. It’s also a reflection of behavioral patterns. New PYMNTS Intelligence research reveals that...

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The Price of Time: When Consumers Opt for Convenience
The Price of Time: When Consumers Opt for Convenience
February 20, 2025  |  Consumer Insights

As the economic landscape takes on more uncertainty, vulnerable income groups constantly evaluate their spending. One of the most vulnerable — and largest — consumer...

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Struggling Consumers Go to Short-Term Strategies to Manage Higher Expenses
Struggling Consumers Go to Short-Term Strategies to Manage Higher Expenses
January 24, 2025  |  Consumer Insights

Economic pressures are reshaping household financial behavior. This widespread phenomenon strains consumer resilience in the face of inflation and rising cost of living. For example,...

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Despite Strong Job Market, Paycheck-to-Paycheck Workers Worry More About Job Prospects
Despite Strong Job Market, Paycheck-to-Paycheck Workers Worry More About Job Prospects
December 20, 2024  |  Consumer Finance

More than one-third of working consumers believe they have better opportunities for career advancement now than in recent years. Although high-skilled technology or technical workers...

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Average Credit Debt Hits More Than $7,000 for Financially Struggling Cardholders
Average Credit Debt Hits More Than $7,000 for Financially Struggling Cardholders
November 15, 2024  |  Consumer Insights

As inflation strains household budgets, consumers are racking up credit card debt to afford basic needs, from groceries to healthcare. Financially struggling cardholders now carry...

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Paycheck-to-Paycheck Consumers Continue to Struggle With High Interest Rates
Paycheck-to-Paycheck Consumers Continue to Struggle With High Interest Rates
October 18, 2024  |  Consumer Finance

Since March 2023, the Federal Reserve has regularly increased interest rates, reaching highs of more than 5%. The Fed’s aim has been to stem rising...

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Americans Blame Rising Living Costs for Downward Financial Mobility
Americans Blame Rising Living Costs for Downward Financial Mobility
September 20, 2024  |  Consumer Finance

Increasing numbers of consumers are finding it difficult to make ends meet. As a result, many have experienced downward financial mobility. In fact, 27% of...

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