How Financial Support Beyond Family Is Breaking Household Budgets
How Financial Support Beyond Family Is Breaking Household Budgets
December 23, 2025  |  Consumer Finance

Financial pressure remains a defining feature of the United States consumer experience. In late 2025, two-thirds of consumers are living paycheck to paycheck. Nearly one...

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Income Instability Is Redefining the Paycheck-to-Paycheck Economy
Income Instability Is Redefining the Paycheck-to-Paycheck Economy
November 20, 2025  |  Consumer Finance

The share of United States consumers living paycheck to paycheck dipped slightly but remained high at 66% in October 2025, and the financial strain for...

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Seven in 10 Americans Live Paycheck to Paycheck. And Confidence Is Cracking
Seven in 10 Americans Live Paycheck to Paycheck. And Confidence Is Cracking
October 30, 2025  |  Consumer Finance

Rising prices and uncertain job prospects are shaking Americans’ sense of financial stability. As everyday costs climb and paychecks stretch thinner, many consumers are losing...

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Why Paycheck-to-Paycheck Consumers Can’t Weather a $2,000 Shock
Why Paycheck-to-Paycheck Consumers Can’t Weather a $2,000 Shock
September 23, 2025  |  Consumer Finance

American consumers increasingly live in two different worlds when it comes to saving cash that can be tapped immediately. Households already setting aside big chunks...

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Financial Fragility in the Middle: How Income and History Shape Consumer Risk
Financial Fragility in the Middle: How Income and History Shape Consumer Risk
August 20, 2025  |  Consumer Finance

More Americans are living paycheck to paycheck, but that doesn’t necessarily mean they’re waiting on food pantry lines. And it also doesn’t have to mean...

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The Adjustable-Rate Reckoning: How Homeownership Is Pushing Millions Paycheck to Paycheck
The Adjustable-Rate Reckoning: How Homeownership Is Pushing Millions Paycheck to Paycheck
July 28, 2025  |  BNPL

Homeownership has been a cornerstone of the American Dream ever since the New Deal introduced the 30-year mortgage following the Great Depression. What’s new is...

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Consumers Say They Want Budgeting Tools but Aren’t Using Them
Consumers Say They Want Budgeting Tools but Aren’t Using Them
June 23, 2025  |  Consumer Finance

Worried about your financial situation? You’re in good company. PYMNTS Intelligence’s Paycheck-to-Paycheck index hit a new high of 68.4% in May. Whether it’s due to...

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Do the (Side) Hustle: Four in 10 US Consumers Seize the Opportunity to Earn More Income
Do the (Side) Hustle: Four in 10 US Consumers Seize the Opportunity to Earn More...
May 19, 2025  |  Gig Economy

For many workers, the days of going into the office from 9 to 5 and devoting evenings and weekends to leisure are gone. Increasingly, individuals...

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Navigating the Shifting Sands of Consumer Spending Amid Rising Prices and New Tariffs
Navigating the Shifting Sands of Consumer Spending Amid Rising Prices and New Tariffs
April 17, 2025  |  Consumer Insights

Many consumers have been re-evaluating their spending priorities amid higher prices on goods and services over the past 12 months, with the potential for tariffs...

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