P2P Payment Potential: Promoting Convenience While Protecting Consumers
P2P Payment Potential: Promoting Convenience While Protecting Consumers
May 24, 2024  |  Real-Time Payments

Peer-to-peer (P2P) payments — enabled by popular apps such as PayPal, Zelle and Venmo — have quickly emerged as a go-to method among individuals for...

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From Trips to Tips: How Faster Payments Can Elevate Travel and Hospitality
From Trips to Tips: How Faster Payments Can Elevate Travel and Hospitality
April 17, 2024  |  Real-Time Payments

The hospitality and travel industries have endured a turbulent few years, with the pandemic bringing operations to a halt as travel restrictions led to declines...

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No-Wait Wages: Leveraging Instant Payments to Boost Employee Satisfaction
No-Wait Wages: Leveraging Instant Payments to Boost Employee Satisfaction
March 21, 2024  |  Real-Time Payments

When making decisions about employment, workers rank job benefits nearly as high in importance as the salary itself. Likewise, their expectations regarding benefits are evolving...

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Can Open Banking Win Trust to Drive Real-Time Payments?
Can Open Banking Win Trust to Drive Real-Time Payments?
February 22, 2024  |  Real-Time Payments

The concept of open banking has gained global traction as part of the digital disruption of finance that has transpired over the past decade. In...

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Instant Impact: AI’s Role in Advancing Real-Time Payments
Instant Impact: AI’s Role in Advancing Real-Time Payments
January 26, 2024  |  Real-Time Payments

Real-time payments are a boon to consumers and companies alike, but they are not without their hurdles. These include the need for rigorous onboarding procedures...

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Gift Giver: Payments Innovation Delivers Cheer to Holiday Shoppers
Gift Giver: Payments Innovation Delivers Cheer to Holiday Shoppers
January 15, 2024  |  Real-Time Payments

Consumers tend to spend more during the holidays every year, driven by retailer deals, the increasing penetration of eCommerce and new and exciting merchandise to...

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Accelerating Account-to-Account Transfers via Real-Time Payments
Accelerating Account-to-Account Transfers via Real-Time Payments
October 27, 2023  |  Real-Time Payments

Account-to-account payments involve direct electronic fund transfers between two bank accounts, skipping the usual intermediaries like credit cards or escrow services. As digital banking becomes...

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Fast-Tracking Funds: Finance and Insurance Accelerate Payments
Fast-Tracking Funds: Finance and Insurance Accelerate Payments
October 17, 2023  |  Real-Time Payments

Legacy payments have been a problem across all industries, with paper checks, postal and delivery services causing payment errors, delays and endless complications. Nowhere is...

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Digital Alchemy: The Rise and Reach of Request for Payment (RfP) Capabilities
Digital Alchemy: The Rise and Reach of Request for Payment (RfP) Capabilities
September 07, 2023  |  Real-Time Payments

The digital payments ecosystem stands at the tideline of a new era as systems such as The Clearing House’s Request for Payment (RfP) capability, available...

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