Beyond The Card: Innovating The Next Generation Of Credit Solutions

Beyond The Card: Innovating The Next Generation Of Credit Solutions, a PYMNTS and i2c collaboration, surveys the developments and technologies transforming the credit space, and it profiles firms on the cutting edge of these trends. The report is based on PYMNTS’ research and interviews with industry leaders.

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Key data points in the report include:

  • $4.8 trillion: Estimated worldwide volume of card-based online commerce sales in 2020
  • 59.3 percent: Share of smartphone owners who use credit card apps as the primary means of managing their accounts
  • 22 percent: Portion of U.S. households that lack access to conventional bank financing

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