Buy Now, Pay Later: Millennials And The Shifting Dynamics Of Online Credit

Buy Now, Pay Later: Millennials And The Shifting Dynamics Of Online Credit, a PYMNTS and PayPal collaboration, examines the demand for new flexible credit options as well as how consumers, especially those in the millennial demographic, are paying online. The study is based on two surveys, totaling nearly 15,000 U.S. consumers conducted in March and September of 2020.
Inside the December Study
  • 89 percent: Share of millennials that own credit cards
  • 11.5 percent: Portion of bridge millennials that have used BNPL
  • 38 percent: Share of millennials who had not used BNPL in the past year but were interested in using BNPL within a digital wallet

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